{"text_format":"1","workbook":"xlsx","n_sheets":11,"sheets":["Company Information","Index","Declaration","Insurance Manager Return","Cyber Risk Schedule","AML-ATF Questionnaire","Sanctions","Attachments","Zones","Data Validation List","Sheet1"],"not_rendered":{"charts":0,"images":1,"macros":1,"external_links":0,"defined_names":51,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Company Information","index":0,"n_rows":15,"n_cols":4,"rows_kept":15,"cut":false,"hidden":false,"merged":[]}
[null,"COMPANY INFORMATION"]
[]
[null,"Company Name","Enter Insurance Manager Name","Registration Number"]
[null,"Date Incorporated"]
[]
[null,"Contact Details"]
[null,"First Name",null,"Last Name"]
[]
[null,"Principal Office Address"]
[null,"City"]
[null,"Country"]
[null,"Phone Number"]
[null,"Email"]
[]
[null,"Date Prepared"]

{"sheet":"Index","index":1,"n_rows":8,"n_cols":24,"rows_kept":8,"cut":false,"hidden":false,"merged":[[4,2,5,7],[4,9,5,14],[4,16,5,21],[4,23,5,28],[7,2,8,7],[7,9,8,14],[7,16,8,21],[7,23,8,28]]}
[null,"INDEX"]
[null,{"$f":"'Company Information'!C3","v":"Enter Insurance Manager Name"}]
[null,"CLICK BUTTON TO NAVIGATE"]
[]
[null,null,{"$f":"HYPERLINK(\"#'Company Information'!A1\",\"Company Information\")","v":"Company Information"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Declaration'!A1\",\"Declaration Sheet\")","v":"Declaration Sheet"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Insurance Manager Return'!A1\",\"Insurance Manager Return\")","v":"Insurance Manager Return"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Cyber Risk Schedule'!A1\",\"Cyber Risk Schedule\")","v":"Cyber Risk Schedule"}]
[]
[]
[null,null,{"$f":"HYPERLINK(\"#'AML-ATF Questionnaire'!A1\",\"AML-ATF Questionnaire\")","v":"AML-ATF Questionnaire"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Sanctions'!A1\",\"Sanctions\")","v":"Sanctions"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Attachments'!A1\",\"Attachments\")","v":"Attachments"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Zones'!A1\",\"Zones\")","v":"Zones"}]

{"sheet":"Declaration","index":2,"n_rows":18,"n_cols":3,"rows_kept":18,"cut":false,"hidden":false,"merged":[[0,1,0,5],[17,2,17,4],[2,1,2,4],[4,2,4,4],[6,2,6,4],[9,2,9,4],[12,2,12,4],[14,2,14,4]]}
[]
[null,{"$f":"'Company Information'!C3","v":"Enter Insurance Manager Name"}]
[null,"We declare that to the best of our knowledge and belief, the information in this Annual Return is fair and accurate."]
[]
[null,"Signatory:"]
[]
[null,"Print Name:"]
[null,null,"Director or Chief Executive"]
[]
[null,"Date"]
[]
[]
[null,"Signatory:"]
[]
[null,"Print Name:"]
[null,null,"Director"]
[]
[null,"Date"]

{"sheet":"Insurance Manager Return","index":3,"n_rows":509,"n_cols":10,"rows_kept":509,"cut":false,"hidden":false,"merged":[[468,2,468,6],[442,2,443,6],[0,2,0,5],[493,2,493,6],[497,2,497,6],[446,4,446,5],[447,4,447,5],[448,4,448,5],[449,4,449,5],[450,4,450,5],[451,4,451,5],[452,4,452,5],[453,4,453,5],[454,4,454,5],[455,4,455,5],[135,3,135,7],[162,2,162,7],[466,4,466,5],[459,4,459,5],[461,4,461,5],[460,4,460,5],[463,4,463,5],[462,4,462,5],[456,4,456,5],[457,4,457,5],[458,4,458,5],[464,4,464,5],[465,4,465,5]]}
[null,null,"SCHEDULE I - INSURANCE MANAGER RETURN"]
[null,null,{"$f":"'Company Information'!C3","v":"Enter Insurance Manager Name"}]
[]
[]
[null,"(a)","Provide names of the Directors, type of Director, residence, professional qualifications and experience"]
[null,null,"Enter number of Directors"]
[]
[null,null,"Name","Type of Director","Residence","Professional Qualifications","Experience","Years Appointed by Insurance Manager"]
[null,1,null,"Please Select"]
[null,2,null,"Please Select"]
[null,3,null,"Please Select"]
[null,4,null,"Please Select"]
[null,5,null,"Please Select"]
[null,6,null,"Please Select"]
[null,7,null,"Please Select"]
[null,8,null,"Please Select"]
[null,9,null,"Please Select"]
[null,10,null,"Please Select"]
[null,11,null,"Please Select"]
[null,12,null,"Please Select"]
[null,13,null,"Please Select"]
[null,14,null,"Please Select"]
[null,15,null,"Please Select"]
[null,16,null,"Please Select"]
[null,17,null,"Please Select"]
[null,18,null,"Please Select"]
[null,19,null,"Please Select"]
[null,20,null,"Please Select"]
[]
[null,"(b)(i)","Management and officers of the insurance manager, including but not limited to: names, roles, residence, professional qualifications and experience"]
[null,null,"Enter number of Officers"]
[]
[null,null,"Name","Role","Residence","Professional Qualifications","Experience ","Years Employed by Insurance Manager"]
[null,1]
[null,2]
[null,3]
[null,4]
[null,5]
[null,6]
[null,7]
[null,8]
[null,9]
[null,10]
[null,11]
[null,12]
[null,13]
[null,14]
[null,15]
[null,16]
[null,17]
[null,18]
[null,19]
[null,20]
[]
[null,"(b)(ii)","Other staff and employees who work on the managed insurers, names, roles, residences, professional qualifications and experience, and confirmation if employed by an affiliate company - "]
[null,null,"Enter number of Staff"]
[]
[null,null,"Name","Role","Residence","Professional Qualifications","Experience","Employed by Affiliate","If Affiliate, Name of Affiliate","Years Employed"]
[null,1,null,null,null,null,null,"Please Select"]
[null,{"$f":"B59+1","v":2},null,null,null,null,null,"Please Select"]
[null,{"$f":"B60+1","v":3},null,null,null,null,null,"Please Select"]
[null,4,null,null,null,null,null,"Please Select"]
[null,5,null,null,null,null,null,"Please Select"]
[null,6,null,null,null,null,null,"Please Select"]
[null,7,null,null,null,null,null,"Please Select"]
[null,8,null,null,null,null,null,"Please Select"]
[null,9,null,null,null,null,null,"Please Select"]
[null,10,null,null,null,null,null,"Please Select"]
[null,11,null,null,null,null,null,"Please Select"]
[null,12,null,null,null,null,null,"Please Select"]
[null,13,null,null,null,null,null,"Please Select"]
[null,14,null,null,null,null,null,"Please Select"]
[null,15,null,null,null,null,null,"Please Select"]
[null,16,null,null,null,null,null,"Please Select"]
[null,17,null,null,null,null,null,"Please Select"]
[null,18,null,null,null,null,null,"Please Select"]
[null,19,null,null,null,null,null,"Please Select"]
[null,20,null,null,null,null,null,"Please Select"]
[null,21,null,null,null,null,null,"Please Select"]
[null,22,null,null,null,null,null,"Please Select"]
[null,23,null,null,null,null,null,"Please Select"]
[null,24,null,null,null,null,null,"Please Select"]
[null,25,null,null,null,null,null,"Please Select"]
[null,26,null,null,null,null,null,"Please Select"]
[null,27,null,null,null,null,null,"Please Select"]
[null,28,null,null,null,null,null,"Please Select"]
[null,29,null,null,null,null,null,"Please Select"]
[null,30,null,null,null,null,null,"Please Select"]
[null,31,null,null,null,null,null,"Please Select"]
[null,32,null,null,null,null,null,"Please Select"]
[null,33,null,null,null,null,null,"Please Select"]
[null,34,null,null,null,null,null,"Please Select"]
[null,35,null,null,null,null,null,"Please Select"]
[null,36,null,null,null,null,null,"Please Select"]
[null,37,null,null,null,null,null,"Please Select"]
[null,38,null,null,null,null,null,"Please Select"]
[null,39,null,null,null,null,null,"Please Select"]
[null,40,null,null,null,null,null,"Please Select"]
[null,41,null,null,null,null,null,"Please Select"]
[null,42,null,null,null,null,null,"Please Select"]
[null,43,null,null,null,null,null,"Please Select"]
[null,44,null,null,null,null,null,"Please Select"]
[null,45,null,null,null,null,null,"Please Select"]
[null,46,null,null,null,null,null,"Please Select"]
[null,47,null,null,null,null,null,"Please Select"]
[null,48,null,null,null,null,null,"Please Select"]
[null,49,null,null,null,null,null,"Please Select"]
[null,50,null,null,null,null,null,"Please Select"]
[null,51,null,null,null,null,null,"Please Select"]
[null,52,null,null,null,null,null,"Please Select"]
[null,53,null,null,null,null,null,"Please Select"]
[null,54,null,null,null,null,null,"Please Select"]
[null,55,null,null,null,null,null,"Please Select"]
[null,56,null,null,null,null,null,"Please Select"]
[null,57,null,null,null,null,null,"Please Select"]
[null,58,null,null,null,null,null,"Please Select"]
[null,59,null,null,null,null,null,"Please Select"]
[null,60,null,null,null,null,null,"Please Select"]
[]
[null,"(c)","Details of the services provided by the insurance manager (confirm with the yes/no drop-down box)"]
[null,"(i)","\tPrincipal Representative\r\n",null,"Please Select"]
[null,"(ii)","Directorships/Board Member",null,"Please Select"]
[null,"(iiii)","Senior Officer",null,"Please Select"]
[null,"(iv)","Accounting",null,"Please Select"]
[null,"(vi)","Preparation of Prudential / Statutory Financial Return",null,"Please Select"]
[null,"(vii)","Underwriting",null,"Please Select"]
[null,"(viii)","\tClaims Handling\r\n",null,"Please Select"]
[null,"(ix)","Risk Management",null,"Please Select"]
[null,"(x)","Investment",null,"Please Select"]
[null,"(xi)","Treasury",null,"Please Select"]
[null,"(xii)","Actuarial functions",null,"Please Select"]
[null,"(xiii)","Internal Audit",null,"Please Select"]
[null,"(xiv)","\tCompliance\r\n",null,"Please Select"]
[null,"(xv)","AML/AFT/Sanctions Compliance",null,"Please Select"]
[null,"(xvi)","Money Laundering Reporting Officer",null,"Please Select"]
[null,"(xvii)","Other (if other, disclose)"]
[]
[null,"(d)","Details of the services in subparagraph (c) which are out-sourced to service providers or affiliates of the insurance manager"]
[null,null,"Enter # of Services Outsourced"]
[]
[null,null,"Name of Provider ","Jurisdiction","Confirm if Affiliate","Details of Services Provided"]
[null,1,null,null,"Please Select"]
[null,2,null,null,"Please Select"]
[null,3,null,null,"Please Select"]
[null,4,null,null,"Please Select"]
[null,5,null,null,"Please Select"]
[null,6,null,null,"Please Select"]
[null,7,null,null,"Please Select"]
[null,8,null,null,"Please Select"]
[null,9,null,null,"Please Select"]
[null,10,null,null,"Please Select"]
[null,11,null,null,"Please Select"]
[null,12,null,null,"Please Select"]
[null,13,null,null,"Please Select"]
[null,14,null,null,"Please Select"]
[null,15,null,null,"Please Select"]
[null,16,null,null,"Please Select"]
[null,17,null,null,"Please Select"]
[null,18,null,null,"Please Select"]
[null,19,null,null,"Please Select"]
[null,20,null,null,"Please Select"]
[]
[null,"(e)","For all entities for which the Insurance Manager has been appointed the principal representative or insurance manager, details of the names, details of the names, registration numbers, insurance classes and whether affiliate or Non-Affiliate of the Insurance Manager, and principal representative. (Insurers with dual licences to provide both General Business and Long-Term Classes)"]
[null,null,"Enter # of insurers"]
[]
[null,null,"Name of Entity","Registration Number","General Business","Long-Term Business","Entity is Affiliate or Non-Affiliate","Principal Representation"]
[null,1,null,null,null,null,"Please Select","Select Yes/No"]
[null,2,null,null,null,null,"Please Select","Select Yes/No"]
[null,3,null,null,null,null,"Please Select","Select Yes/No"]
[null,4,null,null,null,null,"Please Select","Select Yes/No"]
[null,5,null,null,null,null,"Please Select","Select Yes/No"]
[null,6,null,null,null,null,"Please Select","Select Yes/No"]
[null,7,null,null,null,null,"Please Select","Select Yes/No"]
[null,8,null,null,null,null,"Please Select","Select Yes/No"]
[null,9,null,null,null,null,"Please Select","Select Yes/No"]
[null,10,null,null,null,null,"Please Select","Select Yes/No"]
[null,11,null,null,null,null,"Please Select","Select Yes/No"]
[null,12,null,null,null,null,"Please Select","Select Yes/No"]
[null,13,null,null,null,null,"Please Select","Select Yes/No"]
[null,14,null,null,null,null,"Please Select","Select Yes/No"]
[null,15,null,null,null,null,"Please Select","Select Yes/No"]
[null,16,null,null,null,null,"Please Select","Select Yes/No"]
[null,17,null,null,null,null,"Please Select","Select Yes/No"]
[null,18,null,null,null,null,"Please Select","Select Yes/No"]
[null,19,null,null,null,null,"Please Select","Select Yes/No"]
[null,20,null,null,null,null,"Please Select","Select Yes/No"]
[null,21,null,null,null,null,"Please Select","Select Yes/No"]
[null,22,null,null,null,null,"Please Select","Select Yes/No"]
[null,23,null,null,null,null,"Please Select","Select Yes/No"]
[null,24,null,null,null,null,"Please Select","Select Yes/No"]
[null,25,null,null,null,null,"Please Select","Select Yes/No"]
[null,26,null,null,null,null,"Please Select","Select Yes/No"]
[null,27,null,null,null,null,"Please Select","Select Yes/No"]
[null,28,null,null,null,null,"Please Select","Select Yes/No"]
[null,29,null,null,null,null,"Please Select","Select Yes/No"]
[null,30,null,null,null,null,"Please Select","Select Yes/No"]
[null,31,null,null,null,null,"Please Select","Select Yes/No"]
[null,32,null,null,null,null,"Please Select","Select Yes/No"]
[null,33,null,null,null,null,"Please Select","Select Yes/No"]
[null,34,null,null,null,null,"Please Select","Select Yes/No"]
[null,35,null,null,null,null,"Please Select","Select Yes/No"]
[null,36,null,null,null,null,"Please Select","Select Yes/No"]
[null,37,null,null,null,null,"Please Select","Select Yes/No"]
[null,38,null,null,null,null,"Please Select","Select Yes/No"]
[null,39,null,null,null,null,"Please Select","Select Yes/No"]
[null,40,null,null,null,null,"Please Select","Select Yes/No"]
[null,41,null,null,null,null,"Please Select","Select Yes/No"]
[null,42,null,null,null,null,"Please Select","Select Yes/No"]
[null,43,null,null,null,null,"Please Select","Select Yes/No"]
[null,44,null,null,null,null,"Please Select","Select Yes/No"]
[null,45,null,null,null,null,"Please Select","Select Yes/No"]
[null,46,null,null,null,null,"Please Select","Select Yes/No"]
[null,47,null,null,null,null,"Please Select","Select Yes/No"]
[null,48,null,null,null,null,"Please Select","Select Yes/No"]
[null,49,null,null,null,null,"Please Select","Select Yes/No"]
[null,50,null,null,null,null,"Please Select","Select Yes/No"]
[null,51,null,null,null,null,"Please Select","Select Yes/No"]
[null,52,null,null,null,null,"Please Select","Select Yes/No"]
[null,53,null,null,null,null,"Please Select","Select Yes/No"]
[null,54,null,null,null,null,"Please Select","Select Yes/No"]
[null,55,null,null,null,null,"Please Select","Select Yes/No"]
[null,56,null,null,null,null,"Please Select","Select Yes/No"]
[null,57,null,null,null,null,"Please Select","Select Yes/No"]
[null,58,null,null,null,null,"Please Select","Select Yes/No"]
[null,59,null,null,null,null,"Please Select","Select Yes/No"]
[null,60,null,null,null,null,"Please Select","Select Yes/No"]
[null,61,null,null,null,null,"Please Select","Select Yes/No"]
[null,62,null,null,null,null,"Please Select","Select Yes/No"]
[null,63,null,null,null,null,"Please Select","Select Yes/No"]
[null,64,null,null,null,null,"Please Select","Select Yes/No"]
[null,65,null,null,null,null,"Please Select","Select Yes/No"]
[null,66,null,null,null,null,"Please Select","Select Yes/No"]
[null,67,null,null,null,null,"Please Select","Select Yes/No"]
[null,68,null,null,null,null,"Please Select","Select Yes/No"]
[null,69,null,null,null,null,"Please Select","Select Yes/No"]
[null,70,null,null,null,null,"Please Select","Select Yes/No"]
[null,71,null,null,null,null,"Please Select","Select Yes/No"]
[null,72,null,null,null,null,"Please Select","Select Yes/No"]
[null,73,null,null,null,null,"Please Select","Select Yes/No"]
[null,74,null,null,null,null,"Please Select","Select Yes/No"]
[null,75,null,null,null,null,"Please Select","Select Yes/No"]
[null,76,null,null,null,null,"Please Select","Select Yes/No"]
[null,77,null,null,null,null,"Please Select","Select Yes/No"]
[null,78,null,null,null,null,"Please Select","Select Yes/No"]
[null,79,null,null,null,null,"Please Select","Select Yes/No"]
[null,80,null,null,null,null,"Please Select","Select Yes/No"]
[null,81,null,null,null,null,"Please Select","Select Yes/No"]
[null,82,null,null,null,null,"Please Select","Select Yes/No"]
[null,83,null,null,null,null,"Please Select","Select Yes/No"]
[null,84,null,null,null,null,"Please Select","Select Yes/No"]
[null,85,null,null,null,null,"Please Select","Select Yes/No"]
[null,86,null,null,null,null,"Please Select","Select Yes/No"]
[null,87,null,null,null,null,"Please Select","Select Yes/No"]
[null,88,null,null,null,null,"Please Select","Select Yes/No"]
[null,89,null,null,null,null,"Please Select","Select Yes/No"]
[null,90,null,null,null,null,"Please Select","Select Yes/No"]
[null,91,null,null,null,null,"Please Select","Select Yes/No"]
[null,92,null,null,null,null,"Please Select","Select Yes/No"]
[null,93,null,null,null,null,"Please Select","Select Yes/No"]
[null,94,null,null,null,null,"Please Select","Select Yes/No"]
[null,95,null,null,null,null,"Please Select","Select Yes/No"]
[null,96,null,null,null,null,"Please Select","Select Yes/No"]
[null,97,null,null,null,null,"Please Select","Select Yes/No"]
[null,98,null,null,null,null,"Please Select","Select Yes/No"]
[null,99,null,null,null,null,"Please Select","Select Yes/No"]
[null,100,null,null,null,null,"Please Select","Select Yes/No"]
[null,101,null,null,null,null,"Please Select","Select Yes/No"]
[null,102,null,null,null,null,"Please Select","Select Yes/No"]
[null,103,null,null,null,null,"Please Select","Select Yes/No"]
[null,104,null,null,null,null,"Please Select","Select Yes/No"]
[null,105,null,null,null,null,"Please Select","Select Yes/No"]
[null,106,null,null,null,null,"Please Select","Select Yes/No"]
[null,107,null,null,null,null,"Please Select","Select Yes/No"]
[null,108,null,null,null,null,"Please Select","Select Yes/No"]
[null,109,null,null,null,null,"Please Select","Select Yes/No"]
[null,110,null,null,null,null,"Please Select","Select Yes/No"]
[null,111,null,null,null,null,"Please Select","Select Yes/No"]
[null,112,null,null,null,null,"Please Select","Select Yes/No"]
[null,113,null,null,null,null,"Please Select","Select Yes/No"]
[null,114,null,null,null,null,"Please Select","Select Yes/No"]
[null,115,null,null,null,null,"Please Select","Select Yes/No"]
[null,116,null,null,null,null,"Please Select","Select Yes/No"]
[null,117,null,null,null,null,"Please Select","Select Yes/No"]
[null,118,null,null,null,null,"Please Select","Select Yes/No"]
[null,119,null,null,null,null,"Please Select","Select Yes/No"]
[null,120,null,null,null,null,"Please Select","Select Yes/No"]
[null,121,null,null,null,null,"Please Select","Select Yes/No"]
[null,122,null,null,null,null,"Please Select","Select Yes/No"]
[null,123,null,null,null,null,"Please Select","Select Yes/No"]
[null,124,null,null,null,null,"Please Select","Select Yes/No"]
[null,125,null,null,null,null,"Please Select","Select Yes/No"]
[null,126,null,null,null,null,"Please Select","Select Yes/No"]
[null,127,null,null,null,null,"Please Select","Select Yes/No"]
[null,128,null,null,null,null,"Please Select","Select Yes/No"]
[null,129,null,null,null,null,"Please Select","Select Yes/No"]
[null,130,null,null,null,null,"Please Select","Select Yes/No"]
[null,131,null,null,null,null,"Please Select","Select Yes/No"]
[null,132,null,null,null,null,"Please Select","Select Yes/No"]
[null,133,null,null,null,null,"Please Select","Select Yes/No"]
[null,134,null,null,null,null,"Please Select","Select Yes/No"]
[null,135,null,null,null,null,"Please Select","Select Yes/No"]
[null,136,null,null,null,null,"Please Select","Select Yes/No"]
[null,137,null,null,null,null,"Please Select","Select Yes/No"]
[null,138,null,null,null,null,"Please Select","Select Yes/No"]
[null,139,null,null,null,null,"Please Select","Select Yes/No"]
[null,140,null,null,null,null,"Please Select","Select Yes/No"]
[null,141,null,null,null,null,"Please Select","Select Yes/No"]
[null,142,null,null,null,null,"Please Select","Select Yes/No"]
[null,143,null,null,null,null,"Please Select","Select Yes/No"]
[null,144,null,null,null,null,"Please Select","Select Yes/No"]
[null,145,null,null,null,null,"Please Select","Select Yes/No"]
[null,146,null,null,null,null,"Please Select","Select Yes/No"]
[null,147,null,null,null,null,"Please Select","Select Yes/No"]
[null,148,null,null,null,null,"Please Select","Select Yes/No"]
[null,149,null,null,null,null,"Please Select","Select Yes/No"]
[null,150,null,null,null,null,"Please Select","Select Yes/No"]
[null,151,null,null,null,null,"Please Select","Select Yes/No"]
[null,152,null,null,null,null,"Please Select","Select Yes/No"]
[null,153,null,null,null,null,"Please Select","Select Yes/No"]
[null,154,null,null,null,null,"Please Select","Select Yes/No"]
[null,155,null,null,null,null,"Please Select","Select Yes/No"]
[null,156,null,null,null,null,"Please Select","Select Yes/No"]
[null,157,null,null,null,null,"Please Select","Select Yes/No"]
[null,158,null,null,null,null,"Please Select","Select Yes/No"]
[null,159,null,null,null,null,"Please Select","Select Yes/No"]
[null,160,null,null,null,null,"Please Select","Select Yes/No"]
[null,161,null,null,null,null,"Please Select","Select Yes/No"]
[null,162,null,null,null,null,"Please Select","Select Yes/No"]
[null,163,null,null,null,null,"Please Select","Select Yes/No"]
[null,164,null,null,null,null,"Please Select","Select Yes/No"]
[null,165,null,null,null,null,"Please Select","Select Yes/No"]
[null,166,null,null,null,null,"Please Select","Select Yes/No"]
[null,167,null,null,null,null,"Please Select","Select Yes/No"]
[null,168,null,null,null,null,"Please Select","Select Yes/No"]
[null,169,null,null,null,null,"Please Select","Select Yes/No"]
[null,170,null,null,null,null,"Please Select","Select Yes/No"]
[null,171,null,null,null,null,"Please Select","Select Yes/No"]
[null,172,null,null,null,null,"Please Select","Select Yes/No"]
[null,173,null,null,null,null,"Please Select","Select Yes/No"]
[null,174,null,null,null,null,"Please Select","Select Yes/No"]
[null,175,null,null,null,null,"Please Select","Select Yes/No"]
[null,176,null,null,null,null,"Please Select","Select Yes/No"]
[null,177,null,null,null,null,"Please Select","Select Yes/No"]
[null,178,null,null,null,null,"Please Select","Select Yes/No"]
[null,179,null,null,null,null,"Please Select","Select Yes/No"]
[null,180,null,null,null,null,"Please Select","Select Yes/No"]
[null,181,null,null,null,null,"Please Select","Select Yes/No"]
[null,182,null,null,null,null,"Please Select","Select Yes/No"]
[null,183,null,null,null,null,"Please Select","Select Yes/No"]
[null,184,null,null,null,null,"Please Select","Select Yes/No"]
[null,185,null,null,null,null,"Please Select","Select Yes/No"]
[null,186,null,null,null,null,"Please Select","Select Yes/No"]
[null,187,null,null,null,null,"Please Select","Select Yes/No"]
[null,188,null,null,null,null,"Please Select","Select Yes/No"]
[null,189,null,null,null,null,"Please Select","Select Yes/No"]
[null,190,null,null,null,null,"Please Select","Select Yes/No"]
[null,191,null,null,null,null,"Please Select","Select Yes/No"]
[null,192,null,null,null,null,"Please Select","Select Yes/No"]
[null,193,null,null,null,null,"Please Select","Select Yes/No"]
[null,194,null,null,null,null,"Please Select","Select Yes/No"]
[null,195,null,null,null,null,"Please Select","Select Yes/No"]
[null,196,null,null,null,null,"Please Select","Select Yes/No"]
[null,197,null,null,null,null,"Please Select","Select Yes/No"]
[null,198,null,null,null,null,"Please Select","Select Yes/No"]
[null,199,null,null,null,null,"Please Select","Select Yes/No"]
[null,200,null,null,null,null,"Please Select","Select Yes/No"]
[null,201,null,null,null,null,"Please Select","Select Yes/No"]
[null,202,null,null,null,null,"Please Select","Select Yes/No"]
[null,203,null,null,null,null,"Please Select","Select Yes/No"]
[null,204,null,null,null,null,"Please Select","Select Yes/No"]
[null,205,null,null,null,null,"Please Select","Select Yes/No"]
[null,206,null,null,null,null,"Please Select","Select Yes/No"]
[null,207,null,null,null,null,"Please Select","Select Yes/No"]
[null,208,null,null,null,null,"Please Select","Select Yes/No"]
[null,209,null,null,null,null,"Please Select","Select Yes/No"]
[null,210,null,null,null,null,"Please Select","Select Yes/No"]
[null,211,null,null,null,null,"Please Select","Select Yes/No"]
[null,212,null,null,null,null,"Please Select","Select Yes/No"]
[null,213,null,null,null,null,"Please Select","Select Yes/No"]
[null,214,null,null,null,null,"Please Select","Select Yes/No"]
[null,215,null,null,null,null,"Please Select","Select Yes/No"]
[null,216,null,null,null,null,"Please Select","Select Yes/No"]
[null,217,null,null,null,null,"Please Select","Select Yes/No"]
[null,218,null,null,null,null,"Please Select","Select Yes/No"]
[null,219,null,null,null,null,"Please Select","Select Yes/No"]
[null,220,null,null,null,null,"Please Select","Select Yes/No"]
[null,221,null,null,null,null,"Please Select","Select Yes/No"]
[null,222,null,null,null,null,"Please Select","Select Yes/No"]
[null,223,null,null,null,null,"Please Select","Select Yes/No"]
[null,224,null,null,null,null,"Please Select","Select Yes/No"]
[null,225,null,null,null,null,"Please Select","Select Yes/No"]
[null,226,null,null,null,null,"Please Select","Select Yes/No"]
[null,227,null,null,null,null,"Please Select","Select Yes/No"]
[null,228,null,null,null,null,"Please Select","Select Yes/No"]
[null,229,null,null,null,null,"Please Select","Select Yes/No"]
[null,230,null,null,null,null,"Please Select","Select Yes/No"]
[null,231,null,null,null,null,"Please Select","Select Yes/No"]
[null,232,null,null,null,null,"Please Select","Select Yes/No"]
[null,233,null,null,null,null,"Please Select","Select Yes/No"]
[null,234,null,null,null,null,"Please Select","Select Yes/No"]
[null,235,null,null,null,null,"Please Select","Select Yes/No"]
[null,236,null,null,null,null,"Please Select","Select Yes/No"]
[null,237,null,null,null,null,"Please Select","Select Yes/No"]
[null,238,null,null,null,null,"Please Select","Select Yes/No"]
[null,239,null,null,null,null,"Please Select","Select Yes/No"]
[null,240,null,null,null,null,"Please Select","Select Yes/No"]
[null,241,null,null,null,null,"Please Select","Select Yes/No"]
[null,242,null,null,null,null,"Please Select","Select Yes/No"]
[null,243,null,null,null,null,"Please Select","Select Yes/No"]
[null,244,null,null,null,null,"Please Select","Select Yes/No"]
[null,245,null,null,null,null,"Please Select","Select Yes/No"]
[null,246,null,null,null,null,"Please Select","Select Yes/No"]
[null,247,null,null,null,null,"Please Select","Select Yes/No"]
[null,248,null,null,null,null,"Please Select","Select Yes/No"]
[null,249,null,null,null,null,"Please Select","Select Yes/No"]
[null,250,null,null,null,null,"Please Select","Select Yes/No"]
[null,251,null,null,null,null,"Please Select","Select Yes/No"]
[null,252,null,null,null,null,"Please Select","Select Yes/No"]
[null,253,null,null,null,null,"Please Select","Select Yes/No"]
[null,254,null,null,null,null,"Please Select","Select Yes/No"]
[null,255,null,null,null,null,"Please Select","Select Yes/No"]
[null,256,null,null,null,null,"Please Select","Select Yes/No"]
[null,257,null,null,null,null,"Please Select","Select Yes/No"]
[null,258,null,null,null,null,"Please Select","Select Yes/No"]
[null,259,null,null,null,null,"Please Select","Select Yes/No"]
[null,260,null,null,null,null,"Please Select","Select Yes/No"]
[null,261,null,null,null,null,"Please Select","Select Yes/No"]
[null,262,null,null,null,null,"Please Select","Select Yes/No"]
[null,263,null,null,null,null,"Please Select","Select Yes/No"]
[null,264,null,null,null,null,"Please Select","Select Yes/No"]
[null,265,null,null,null,null,"Please Select","Select Yes/No"]
[null,266,null,null,null,null,"Please Select","Select Yes/No"]
[null,267,null,null,null,null,"Please Select","Select Yes/No"]
[null,268,null,null,null,null,"Please Select","Select Yes/No"]
[null,269,null,null,null,null,"Please Select","Select Yes/No"]
[null,270,null,null,null,null,"Please Select","Select Yes/No"]
[null,271,null,null,null,null,"Please Select","Select Yes/No"]
[null,272,null,null,null,null,"Please Select","Select Yes/No"]
[null,273,null,null,null,null,"Please Select","Select Yes/No"]
[null,274,null,null,null,null,"Please Select","Select Yes/No"]
[null,275,null,null,null,null,"Please Select","Select Yes/No"]
[]
[null,"(f)","Details of any of the entities referred to in item (e) above, who have, to the best of the knowledge of the insurance manager, breached or been non-compliant or potentially non-compliant for the preceding 12 months from the date of this filing with the Insurance Act 1978, relevant Rules and Regulations, the Proceeds of Crime (Anti-Money Laundering and Anti-Terrorist Financing) Regulations 2008 and the International Sanctions Regulations 2013."]
[]
[null,null,"Enter number of Breaches"]
[]
[null,null,"Name of Entity ","Registration Number","Description of Non-Compliance or Potential Non-Compliance"]
[null,1]
[null,2]
[null,3]
[null,4]
[null,5]
[null,6]
[null,7]
[null,8]
[null,9]
[null,10]
[null,11]
[null,12]
[null,13]
[null,14]
[null,15]
[null,16]
[null,17]
[null,18]
[null,19]
[null,20]
[]
[null,"(g)","Details of policies have been issued to the insurance manager in respect of professional indemnity insurance, directors and officers insurance, and errors and omissions insurance"]
[null,null,"Enter number of Policies"]
[]
[null,null,"Full Legal Name of Insurers","Financial Strength","Name of Agency","Line of Business/Insurance Class","Excess/Deductible","Policy Limit"]
[null,1,null,null,null,"Please Select"]
[null,2,null,null,null,"Please Select"]
[null,3,null,null,null,"Please Select"]
[null,4,null,null,null,"Please Select"]
[null,5,null,null,null,"Please Select"]
[null,6,null,null,null,"Please Select"]
[null,7,null,null,null,"Please Select"]
[null,8,null,null,null,"Please Select"]
[null,9,null,null,null,"Please Select"]
[null,10,null,null,null,"Please Select"]
[null,11,null,null,null,"Please Select"]
[null,12,null,null,null,"Please Select"]
[null,13,null,null,null,"Please Select"]
[null,14,null,null,null,"Please Select"]
[null,15,null,null,null,"Please Select"]
[null,16,null,null,null,"Please Select"]
[null,17,null,null,null,"Please Select"]
[null,18,null,null,null,"Please Select"]
[null,19,null,null,null,"Please Select"]
[null,20,null,null,null,"Please Select"]
[]
[null,"(h)","Confirmation that the insurance manager has met all of the requirements of the minimum criteria for registration in accordance with the Act."]
[null,null,"Confirm compliance","Please Select"]
[]
[null,"(i)","Where an insurance manager has not met the minimum criteria for registration, a description of the non-compliance and any remedial action taken, if any"]
[]
[]
[]
[]
[null,null,null,"Insurance Manager","Insurance Manager","Insurer","Yes"]
[null,null,null,"Other Third Party","Other Third Party","Affiliate","No"]
[null,null,null,"Affiliate","Affiliate","External service provider "]
[]
[]
[null,null,null,null,null,null,"Executive"]
[null,null,null,null,null,null,"Non-executive (Service Provider)"]
[null,null,null,null,null,null,"Non-executive (Independent)"]

{"sheet":"Cyber Risk Schedule","index":4,"n_rows":231,"n_cols":19,"rows_kept":231,"cut":false,"hidden":false,"merged":[[229,3,229,4],[218,3,218,4],[219,3,219,4],[220,3,220,4],[221,3,221,4],[222,3,222,4],[223,3,223,4],[224,3,224,4],[225,3,225,4],[226,3,226,4],[227,3,227,4],[228,3,228,4],[217,3,217,4],[205,3,205,4],[206,3,206,4],[207,3,207,4],[208,3,208,4],[210,3,210,4],[211,3,211,4],[212,3,212,4],[213,3,213,4],[214,3,214,4],[215,3,215,4],[216,3,216,4],[204,3,204,4],[193,3,193,4],[194,3,194,4],[195,3,195,4],[196,3,196,4],[197,3,197,4],[198,3,198,4],[199,3,199,4],[200,3,200,4],[201,3,201,4],[202,3,202,4],[203,3,203,4],[192,3,192,4],[179,3,179,4],[180,3,180,4],[181,3,181,4],[182,3,182,4],[183,3,183,4],[184,3,184,4],[185,3,185,4],[188,3,188,4],[189,3,189,4],[190,3,190,4],[191,3,191,4],[178,3,178,4],[167,3,167,4],[168,3,168,4],[169,3,169,4],[170,3,170,4],[171,3,171,4],[172,3,172,4],[173,3,173,4],[174,3,174,4],[175,3,175,4],[176,3,176,4],[177,3,177,4],[166,3,166,4],[37,9,37,13],[45,9,45,13],[50,1,51,8],[53,1,54,8],[56,1,57,8],[59,1,60,8],[59,9,60,9],[65,1,68,15],[71,1,74,15],[76,1,76,6],[77,1,80,15],[165,2,165,4],[35,9,35,13],[1,1,1,3],[18,1,18,8],[19,1,19,8],[27,1,27,8],[28,1,30,7],[28,10,30,10],[28,11,30,11],[28,12,30,12],[8,1,9,8],[3,9,3,11],[4,9,4,11],[5,9,5,11]]}
[null,"SCHEDULE II - CYBER RISK MANAGEMENT"]
[null,{"$f":"'Company Information'!C3","v":"Enter Insurance Manager Name"}]
[]
[null,"Preparer Name:"]
[null,"Position:"]
[null,"Date Prepared:"]
[]
[null,null,null,null,null,null,null,null,null,"Response"]
[null,"1) Please indicate whether the Insurance Manager is the  primary systems provider responsible for any of the managed entities (disclosed in the Insurance Manager Retrun tab) key information assets? (i.e. responsible for managing & supporting IT services)",null,null,null,null,null,null,null,"Select Yes/No"]
[]
[]
[null,"2) Is the Insurance Manager being primarily relied on to manage and support any managed entities' IT services?",null,null,null,null,null,null,null,"Select Yes/No"]
[]
[null,"If any of the responses are YES, please attach a list the managed entities which the above services are being performed.",null,null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Attachments'!C14\",\"Attach file\")","v":"Attach file"}]
[]
[null,"Insurance Manager own cyber security and resilience capabilities"]
[null,"Select one response from the drop-down list. Where required/applicable, provide the relevant document indicating the document name and identifying the applicable page numbers. "]
[null,null,null,null,null,null,null,null,null,"Response"]
[1,"Has the Board approved the Insurance Manager's cyber risk strategy?",null,null,null,null,null,null,null,"Select Yes/No","Document","Doc No","Page No"]
[null,"If yes, how often does the Board review the strategy?",null,null,null,null,null,null,null,"Select",null,null,null,null,null,null,null,null,"Select"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes - Cyber Essentials (UK Standard)"]
[2,"Has the Insurance Manager formally adopted a cyber security standard or practice?",null,null,null,null,null,null,null,"Select","Document","Doc No","Page No",null,null,null,null,null,"Yes - Other"]
[null,"If yes, please provide the details.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No"]
[]
[3,"Is cyber risk considered part of the Insurance Manager's Internal Management Control process?",null,null,null,null,null,null,null,"Select Yes/No","Document","Doc No","Page No",null,null,null,null,null,"Yes - NIST"]
[null,"If yes, provide the relevant documentation.",null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes - ISO 27001/02"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Yes - COBIT"]
[4,"Does the Insurance Manager have a process to identify the organisation's critical functions, processes and key information assets that are exposed to cyber risk?\nIf yes, describe how critical functions are defined and provide any relevant policy/documentation.",null,null,null,null,null,null,null,"Select Yes/No","Document","Doc No","Page No"]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"No"]
[5,"Does the Insurance Manager's Internal Audit department conduct reviews on the organisation's cyber security systems, controls and processes?",null,null,null,null,null,null,null,"Select Yes/No","Document","Doc No","Page No"]
[null,"If yes, provide the latest report."]
[]
[6,"Does the Insurance Manager have cyber insurance? If yes, please provide limit(s).",null,null,null,null,null,null,null,"Select",null,null,null,null,"$"]
[]
[7,"Do you perform internal regular vulnerability testing and penetration testing?",null,null,null,null,null,null,null,"Select"]
[null,"If yes, provide the latest report(s).",null,null,null,null,null,null,null,null,"Document","Doc No","Page No"]
[]
[]
[8,"Have you engaged an external consultant to perform vulnerability/penetration testing in the last year?",null,null,null,null,null,null,null,"Select Yes/No","Document","Doc No","Page No"]
[null,"If yes, which vendor do you use for this?",null,null,null,null,null,null,null,"Select"]
[null,"Provide the latest vendor report."]
[]
[9,"Are all staff provided with on-going cyber security training?",null,null,null,null,null,null,null,"Select"]
[]
[10,"Has an assessment been made regarding cyber/potential contagion risk from third party service providers",null,null,null,null,null,null,null,"Select Yes/No","Document","Doc No","Page No"]
[null,"If yes, provide the assessment report."]
[]
[11,"Does the Insurance Manager have formal policies and procedures in place to controls in place to protect critical data and sensitive data such as personal identification information ? If yes, please provide the policies and procedures.\n",null,null,null,null,null,null,null,"Select Yes/No","Document","Doc No","Page No"]
[]
[]
[12,"Does the Insurance Manager have formal policies and procedures in place to ensure maintenance of software including installation of patches and updates in a timely manner? If yes, please provide the policies and procedures.\n",null,null,null,null,null,null,null,"Select Yes/No","Document","Doc No","Page No"]
[]
[]
[13,"Does the Insurance Manager have formal policies and procedures in place to monitor its networks and detect anomalous network activity? If yes, please provide the policies and procedures.\n",null,null,null,null,null,null,null,"Select Yes/No","Document","Doc No","Page No"]
[]
[]
[14,"Is there a documented response plan and are formal thresholds set for events and incidents to determine the appropriate response (including reporting to impacted stakeholders and regulators)?",null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,null,null,null,null,null,null,null,null,"Document","Doc No","Page No"]
[null,"If yes, provide  relevant policy/documentation."]
[null,"Does the plan include detailed Incident recovery plans?"]
[null,"Does the plan identify requirements for the remediation of any identified weaknesses and associated controls?"]
[null,"Has the Insurance Manager been subject to a cyber incident? Describe the incident and the amount of loss if applicable."]
[]
[]
[]
[]
[]
[15,"Where relevant, how do you ensure that outsourced functions have equivalent levels of security and protection?"]
[]
[]
[]
[]
[]
[16,"What percentage of the current year's budget is allocated to cyber security?\nIf cyber security is part of the overall IT expenses, kindly indicate. If the Insurance Manager is unable to break down the cyber security portion within the total IT expenses, please enter the percentage of the total IT budget."]
[]
[]
[]
[]
[]
[17,"Does the Insurance Manager manage/support any of the managed entities’ IT services?",null,null,null,null,null,null,null,"Select Yes/No"]
[null,"If Yes, Enter Companies Names Below:"]
[null,1]
[null,{"$f":"B85+1","v":2}]
[null,{"$f":"B86+1","v":3}]
[null,4]
[null,5]
[null,6]
[null,7]
[null,8]
[null,9]
[null,10]
[null,11]
[null,12]
[null,13]
[null,14]
[null,15]
[null,16]
[null,17]
[null,18]
[null,19]
[null,20]
[null,21]
[null,22]
[null,23]
[null,24]
[null,25]
[]
[]
[]
[]
[]
[null,null,null,null,{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},null,"Yes",{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},null,null,{"$f":"IF(#REF!=\"\",\"\",TEXT(DATE(YEAR(#REF!+1)-1,MONTH(#REF!+1),DAY(#REF!+1)),\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}}]
[null,null,null,null,{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},null,"No",{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}},null,null,{"$f":"IF(#REF!=\"\",\"\",TEXT(#REF!,\"mm/dd/yyyy\"))","v":{"$error":"#REF!"}}]
[null,null,null,null,"brrt_GrossLossImpactPostStressScenarioGrossLoss","brrt_AggregateStatutoryAdmittedAssetsPostStressScenarioGrossLoss","brrt_AdmittedLiabilitiesPostStressScenarioGrossLoss","brrt_StatutoryCapitalAndSurplusPostStressScenarioGrossLoss","brrt_NetLossImpactPostStressScenarioNetLoss","brrt_AggregateStatutoryAdmittedAssetsPostStressScenarioNetLoss","brrt_AdmittedLiabilitiesPostStressScenarioNetLoss","brrt_StatutoryCapitalAndSurplusPostStressScenarioNetLoss",null,null,"brrt_ReturnPeriodPostStressScenarioNetLoss",null,null,"brrt_ProprietaryVendorModelVersion"]
[null,null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,null,{"$error":"#VALUE!"}]
[null,null,null,{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},{"$error":"#VALUE!"},null,null,null,{"$error":"#VALUE!"}]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[]
[null,null,"Largest Loss"]
[null,null,"UW1. ","Northeast Hurricane"]
[null,null,"UW2.","Carolinas Hurricane"]
[null,null,"UW3.","Miami-Dade Hurricane"]
[null,null,"UW4.","Pinellas Hurricane"]
[null,null,"UW5.","Gulf Windstorm (onshore)"]
[null,null,"UW6.","Gulf Windstorm (offshore)"]
[null,null,"UE1.","Los Angeles Earthquake"]
[null,null,"UE2.","San Francisco Earthquake"]
[null,null,"UE3.","New Madrid (NM) RDS"]
[null,null,"UE4.","NM Extreme Stress Scenario"]
[null,null,"IW1. ","European Windstorm"]
[null,null,"IW2.","Japanese Typhoon"]
[null,null,"IE1.","Japanese Earthquake"]
[null,null,"A1.","Aerospace/ Aviation Event"]
[null,null,"M1.","Marine Collision in Prince William"]
[null,null,"M2.","Major Cruise Vessel Incident"]
[null,null,"N1.","US Oil Spill"]
[null,null,"N2.","US Tornadoes"]
[null,null,"N3.","Australian Flooding"]
[null,null,"N4.","Australian Wildfires"]
[null,null,null,"Largest Loss",null,null,null,null,{"$f":"MAX(#REF!)","v":{"$error":"#REF!"}}]
[]
[null,null,"UW1. ","Northeast Hurricane",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"UW2.","Carolinas Hurricane",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"UW3.","Miami-Dade Hurricane",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"UW4.","Pinellas Hurricane",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"UW5.","Gulf Windstorm (onshore)",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"UW6.","Gulf Windstorm (offshore)",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"UE1.","Los Angeles Earthquake",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}},null,null,null,null,null,"bma_class3A_StatementComponentAxis2_bma_BmaStressscenarioTestsPoststressscenarioNetLoss1StatutoryCapitalAndSurplus",null,null,"bma_class3A_StatementComponentAxis2_bma_BmaStressscenarioTestsPoststressscenarioNetLoss1ReturnPeriod2"]
[null,null,"UE2.","San Francisco Earthquake",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"UE3.","New Madrid (NM) RDS",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"UE4.","NM Extreme Stress Scenario",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"IW1. ","European Windstorm",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"IW2.","Japanese Typhoon",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"IE1.","Japanese Earthquake",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"A1.","Aerospace/ Aviation Event",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"M1.","Marine Collision in Prince William",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"M2.","Major Cruise Vessel Incident",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"N1.","US Oil Spill",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"N2.","US Tornadoes",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"N3.","Australian Flooding",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,"N4.","Australian Wildfires",null,null,null,null,{"$f":"IF($I$187=#REF!,0,#REF!)","v":{"$error":"#REF!"}}]
[null,null,null,"2nd Largest Loss",null,null,null,null,{"$f":"MAX(I189:I208)","v":{"$error":"#REF!"}}]
[]
[null,null,"UW1. ","Northeast Hurricane",null,null,null,null,{"$f":"IF($I$209=I189,0,I189)","v":{"$error":"#REF!"}}]
[null,null,"UW2.","Carolinas Hurricane",null,null,null,null,{"$f":"IF($I$209=I190,0,I190)","v":{"$error":"#REF!"}}]
[null,null,"UW3.","Miami-Dade Hurricane",null,null,null,null,{"$error":"#REF!"}]
[null,null,"UW4.","Pinellas Hurricane",null,null,null,null,{"$error":"#REF!"}]
[null,null,"UW5.","Gulf Windstorm (onshore)",null,null,null,null,{"$error":"#REF!"}]
[null,null,"UW6.","Gulf Windstorm (offshore)",null,null,null,null,{"$error":"#REF!"}]
[null,null,"UE1.","Los Angeles Earthquake",null,null,null,null,{"$error":"#REF!"}]
[null,null,"UE2.","San Francisco Earthquake",null,null,null,null,{"$error":"#REF!"}]
[null,null,"UE3.","New Madrid (NM) RDS",null,null,null,null,{"$error":"#REF!"}]
[null,null,"UE4.","NM Extreme Stress Scenario",null,null,null,null,{"$error":"#REF!"}]
[null,null,"IW1. ","European Windstorm",null,null,null,null,{"$error":"#REF!"}]
[null,null,"IW2.","Japanese Typhoon",null,null,null,null,{"$error":"#REF!"}]
[null,null,"IE1.","Japanese Earthquake",null,null,null,null,{"$error":"#REF!"}]
[null,null,"A1.","Aerospace/ Aviation Event",null,null,null,null,{"$error":"#REF!"}]
[null,null,"M1.","Marine Collision in Prince William",null,null,null,null,{"$error":"#REF!"}]
[null,null,"M2.","Major Cruise Vessel Incident",null,null,null,null,{"$error":"#REF!"}]
[null,null,"N1.","US Oil Spill",null,null,null,null,{"$error":"#REF!"}]
[null,null,"N2.","US Tornadoes",null,null,null,null,{"$error":"#REF!"}]
[null,null,"N3.","Australian Flooding",null,null,null,null,{"$error":"#REF!"}]
[null,null,"N4.","Australian Wildfires",null,null,null,null,{"$error":"#REF!"}]
[null,null,null,"3rd Largest Loss",null,null,null,null,{"$f":"MAX(I211:I230)","v":{"$error":"#REF!"}}]

{"sheet":"AML-ATF Questionnaire","index":5,"n_rows":315,"n_cols":13,"rows_kept":315,"cut":false,"hidden":false,"merged":[[2,2,2,3],[222,2,226,8],[120,2,120,6],[245,2,245,6],[236,2,236,6],[237,2,237,6],[209,2,213,8],[70,2,70,4],[71,2,71,4],[30,3,30,4],[31,3,31,4],[32,3,32,4],[33,3,33,4],[34,3,34,4],[54,2,54,6],[57,2,57,4],[1,2,1,4],[90,2,90,14],[118,2,118,6],[76,2,76,4],[73,2,73,6],[66,2,66,4],[67,2,67,4],[69,2,69,4],[25,3,25,5],[26,3,26,4],[27,3,27,4],[28,3,28,4],[29,3,29,4],[35,3,35,4],[80,2,80,12],[68,2,68,4],[299,3,299,11],[300,3,300,11],[301,3,301,11],[302,3,302,11],[303,3,303,11],[286,3,286,11],[287,3,287,11],[297,2,297,12],[291,3,291,11],[292,3,292,11],[293,3,293,11],[294,3,294,11],[295,3,295,11],[289,2,289,12],[313,3,313,11],[314,3,314,11],[304,3,304,11],[305,3,305,11],[306,3,306,11],[307,3,307,11],[309,2,309,12],[311,3,311,11],[312,3,312,11],[285,3,285,11],[277,3,277,11],[92,4,92,8],[273,2,273,12],[274,2,274,11],[275,3,275,11],[276,3,276,11],[280,3,280,11],[281,3,281,11],[282,3,282,11],[283,3,283,11],[284,3,284,11],[278,3,278,11],[279,3,279,11],[260,2,260,5],[261,2,261,5],[262,2,262,5],[266,2,268,11],[122,2,122,8],[264,2,264,8],[240,2,240,6],[242,2,242,6],[254,8,254,10],[153,2,153,4],[157,2,157,4],[160,2,160,4],[151,2,151,6],[247,2,247,6],[183,8,183,9],[184,8,184,9],[186,8,186,9],[187,8,187,9]]}
[null,"SCHEDULE III - AML-ATF QUESTIONNAIRE"]
[null,null,{"$f":"'Cyber Risk Schedule'!B2","v":"Enter Insurance Manager Name"}]
[null,null,"2020-12-31"]
[]
[null,null,"Section A - Client/Customer Numbers"]
[]
[null,null,"1. Total Number of insurers managed ",null,null,null,{"$f":"'Insurance Manager Return'!D164","v":0}]
[]
[null,null,"2. Do you risk rate insurers for ML/TF risk?",null,null,null,"Select Yes/No"]
[]
[null,null,"3. The number of insurers in the following risk assessment category—"]
[null,null,null,null,null,null,"Number of Insurers"]
[null,null,null,null,"Low Risk"]
[null,null,null,null,"Medium Risk"]
[null,null,null,null,"High Risk"]
[null,null,null,null,"Unknown"]
[null,null,null,null,"Total",null,{"$f":"SUM(G13:G16)","v":0}]
[]
[null,null,"Section B - Products/Services"]
[]
[null,null,"1. Do you manage any Direct Long-Term Insurers (LTIs)?",null,null,null,"(please select)"]
[]
[null,null,"       1.1 If yes, how many?"]
[]
[null,null,"       1.2 Please list the names of direct LTIs managed."]
[null,null,null,null,null,null,"Class"]
[null,null,1,null,null,null,"(please select)"]
[null,null,2,null,null,null,"(please select)"]
[null,null,3,null,null,null,"(please select)"]
[null,null,4,null,null,null,"(please select)"]
[null,null,5,null,null,null,"(please select)"]
[null,null,6,null,null,null,"(please select)"]
[null,null,7,null,null,null,"(please select)"]
[null,null,8,null,null,null,"(please select)"]
[null,null,9,null,null,null,"(please select)"]
[null,null,10,null,null,null,"(please select)"]
[]
[null,null,"1.3 Please confirm the services provided to direct LTIs ",null,null,null,null,null,"Number of entities"]
[null,null,"\tPrincipal Representative\r\n",null,null,null,"(please select)"]
[null,null,"Board Member",null,null,null,"(please select)"]
[null,null,"Senior Officer",null,null,null,"(please select)"]
[null,null,"Accounting",null,null,null,"(please select)"]
[null,null,"Preparation of Prudential / Statutory Financial Return",null,null,null,"(please select)"]
[null,null,"Underwriting",null,null,null,"(please select)"]
[null,null,"\tClaims Handling\r\n",null,null,null,"(please select)"]
[null,null,"Risk Management",null,null,null,"(please select)"]
[null,null,"Investment",null,null,null,"(please select)"]
[null,null,"Treasury",null,null,null,"(please select)"]
[null,null,"Actuarial functions",null,null,null,"(please select)"]
[null,null,"Internal Audit",null,null,null,"(please select)"]
[null,null,"\tCompliance\r\n",null,null,null,"(please select)"]
[null,null,"Other (if other, disclose below)",null,null,null,"(please select)"]
[]
[]
[null,null,"2. Please confirm if your company has been engaged to provide outsourcing services (particular to AML/ATF activities) on behalf of any direct LTIs?",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"2.1 If yes, please provide entity names"]
[]
[]
[null,null,"3. Are there Corporate Service Provider specific services offered to any managed entities?"]
[null,null,"Services listed are in accordance with FATF Recommendation 22"]
[]
[null,null,"       3.1 If yes, how many?"]
[]
[null,null,null,null,null,null,null,null,"Number of entities"]
[null,null,"Acting as formation agent?",null,null,null,"(please select)"]
[null,null,"Acting as (or arranging for another person to act as) a director or secretary of a company, a partner of a partnership, or a similar position in relation to other legal person?",null,null,null,"(please select)"]
[null,null,"Providing registered office, business address or accommodation, correspondence or administrative address for a company, a partnership or any other legal person or arrangement?",null,null,null,"(please select)"]
[null,null,"Acting as (or arranging for another person to act as) a trustee of an express trust or performing the equivalent function for another for of legal arrangement?",null,null,null,"(please select)"]
[null,null,"Acting as (or arranging for another person to act as) a nominee shareholder for another person?",null,null,null,"(please select)"]
[null,null,"Other (if other, disclose below)",null,null,null,"(please select)"]
[]
[]
[null,null,"4. Does your company file SARs on behalf of any other BMA licensed or registered entities?",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"4.1 If yes, please list all entities on behalf of which you can file a SAR"]
[]
[]
[null,null,"Section C - Delivery Channel"]
[]
[null,null,"1. The number of business relationships onboarded for the last 12 months by each of the following methods—"]
[null,null,null,null,"Number of Business Relationships"]
[null,null,null,"Face to face with clients"]
[null,null,null,"Via intermediary"]
[null,null,null,"By phone, email, fax, or post"]
[null,null,null,"Other (provide examples)"]
[null,null,null,"Total",{"$f":"SUM(E83:E86)","v":0}]
[]
[null,null,"Section D - Geography (including sub-sections for Customer, Transactions and PEPs)"]
[]
[null,null,"1. Country of residence of Ultimate Beneficial Owners (UBOs) of managed entities"]
[null,null,"Zones listed below are in accordance with the BSCR under the Zone Categorisation and BSCR Rating Schedule"]
[null,null,null,null,"Number of UBOs"]
[null,null,"Country of Residence",null,"Direct ",null,"All Other",null,"PEPs"]
[null,null,"of UBOs",null,"LTIs",null,"managed entities"]
[null,null,"Zone 1 - Central & Western Asia"]
[null,null,"Zone 2 - Eastern Asia"]
[null,null,"Zone 3 - South & South Eastern Asia"]
[null,null,"Zone 4 - Oceania"]
[null,null,"Zone 5 - Northern Africa"]
[null,null,"Zone 6 - Southern Africa"]
[null,null,"Zone 7 - Eastern Europe"]
[null,null,"Zone 8 - Northern Europe"]
[null,null,"Zone 9 - Southern Europe"]
[null,null,"Zone 10 - Western Europe"]
[null,null,"Zone 11 -  North America (excluding USA)"]
[null,null,"Zone 12 - Caribbean"]
[null,null,"Zone 13 - Eastern South America"]
[null,null,"Zone 14 - Northern, Southern & Western South America"]
[null,null,"Zone 15 - North East United States"]
[null,null,"Zone 16 - South-East United States"]
[null,null,"Zone 17 - Mid-West United States"]
[null,null,"Zone 18 - Western United States"]
[null,null,"Zone 19 - Central America"]
[null,null,"Zone 20 - Bermuda"]
[null,null,"Total",null,{"$f":"SUM(E96:E113)","v":0},null,{"$f":"SUM(G96:G113)","v":0},null,{"$f":"SUM(I96:I113)","v":0}]
[]
[]
[null,null,"2. Do you identify Politically Exposed Persons (PEPs)",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"3. Please confirm if the company performs transaction monitoring (ref. the Insurance Manager return question (c)) in particular claims handling and treasury services.",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"4. If claims handling services are provided for direct LTIs (ref question 1.3 in section B), please provide the following information:"]
[]
[null,null,"Country of Residence",null,"Value of",null,"Number of"]
[null,null,"of beneficiaries",null,"Claims Paid in USD",null,"Policies"]
[null,null,"Zone 1 - Central & Western Asia"]
[null,null,"Zone 2 - Eastern Asia"]
[null,null,"Zone 3 - South & South Eastern Asia"]
[null,null,"Zone 4 - Oceania"]
[null,null,"Zone 5 - Northern Africa"]
[null,null,"Zone 6 - Southern Africa"]
[null,null,"Zone 7 - Eastern Europe"]
[null,null,"Zone 8 - Northern Europe"]
[null,null,"Zone 9 - Southern Europe"]
[null,null,"Zone 10 - Western Europe"]
[null,null,"Zone 11 -  North America (excluding USA)"]
[null,null,"Zone 12 - Caribbean"]
[null,null,"Zone 13 - Eastern South America"]
[null,null,"Zone 14 - Northern, Southern & Western South America"]
[null,null,"Zone 15 - North East United States"]
[null,null,"Zone 16 - South-East United States"]
[null,null,"Zone 17 - Mid-West United States"]
[null,null,"Zone 18 - Western United States"]
[null,null,"Zone 19 - Central America"]
[null,null,"Zone 20 - Bermuda"]
[null,null,"Total",null,{"$f":"SUM(E127:E144)","v":0},null,{"$f":"SUM(G127:G144)","v":0}]
[]
[]
[null,null,"Section E - Reporting"]
[]
[null,null,"1. Is your company registered with GoAML at www.fia.bm",null,null,null,null,null,"Select Yes/No"]
[null,null,"1.1 If yes, under what name and when?"]
[null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"1.2 If you answered no to 1., do you have access to GoAML through another registration?",null,null,null,null,null,"Select Yes/No"]
[null,null,"1.3 Under what name and how are you connected?"]
[]
[]
[null,null,"1.4 if you answered no to 1. and 1.2 who would file a SAR on your behalf?"]
[]
[]
[null,null,"2. How many Suspicious Activity Reports (SAR) have been filed?"]
[null,null,null,null,null,null,null,null,"Internal",null,null,null,"With FIA"]
[null,null,null,null,null,null,2019,null,null,null,2019]
[null,null,null,null,null,null,2018,null,null,null,2018]
[null,null,null,null,null,null,2017,null,null,null,2017]
[null,null,null,null,null,null,2016,null,null,null,2016]
[null,null,null,null,null,null,"Total",null,{"$f":"SUM(I165:I168)","v":0},null,"Total",null,{"$f":"SUM(M165:M168)","v":0}]
[]
[null,null,"Section F - Training/Personnel"]
[]
[null,null,"1. Please confirm if the company provides employees with training in relating to money laundering (“ML”) and terrorism financing (“TF”). ",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"If yes, confirm if:"]
[null,null,"(a) ML/TF training is included in the induction program of new employees.",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"(b) Is the ML/TF training provided is specific to the business of the insurance manager?",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"(c) If no, is the ML/TF training of general application?",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"(d) The frequency that employees must undertake ML/TF training",null,null,null,null,null,null,null,null,null,"Select Years"]
[]
[null,null,"2. How many persons are employed by the Company?"]
[null,null,null,"Full Time"]
[null,null,null,"Part time"]
[]
[null,null,"2.1. Please confirm the name and work arrangement of your Compliance Officer ",null,null,null,null,"Name: ",null,null,null,null,"(please select)"]
[null,null,"    2.1.1. Please give the Compliance Officer's contact email address",null,null,null,null,"email:"]
[]
[null,null,"2.2. Please confirm the name and work arrangement of your Reporting Officer",null,null,null,null,"Name: ",null,null,null,null,"(please select)"]
[null,null,"    2.2.1. Please give the Reporting Officer's contact email address",null,null,null,null,"email:"]
[]
[null,null,"3.  Please indicate what actions are undertaken when recruiting staff"]
[null,null,null,"Verify name",null,null,null,null,"(please select)"]
[null,null,null,"Verify residential address",null,null,null,null,"(please select)"]
[null,null,null,"Check if the individual should be considered as PEP",null,null,null,null,"(please select)"]
[null,null,null,"Check individual against sanctions lists",null,null,null,null,"(please select)"]
[null,null,null,"Check for any negative press against the individual",null,null,null,null,"(please select)"]
[null,null,null,"Confirm employment history",null,null,null,null,"(please select)"]
[null,null,null,"Confirm references",null,null,null,null,"(please select)"]
[null,null,null,"Request details on any regulatory action taken against the individual",null,null,null,null,"(please select)"]
[null,null,null,"Request details of any criminal convictions",null,null,null,null,"(please select)"]
[]
[null,null,"4. Confirm if the Company’s Compliance Officer is a member of the management of the Company",null,null,null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"Section G - AML/ATF Controls"]
[]
[null,null,"1. The Company has AML/ATF controls that are specific for direct LTIs",null,null,null,null,null,"(please select)"]
[null,null,"2. The Company has AML/ATF controls that are specific for all other managed entities",null,null,null,null,null,"(please select)"]
[null,null,"3. The Company has other specific AML/ATF controls ",null,null,null,null,null,"(please select)"]
[]
[null,null,"If you have answered 'Yes' to 3. please describe briefly these AML/ATF controls"]
[]
[]
[]
[]
[]
[]
[null,null,"4. Please confirm the frequency with which it rates the AML/ATF risks of its insurers.",null,null,null,null,null,"Select Years"]
[]
[null,null,"4. Please confirm the frequency with which it rates the AML/ATF risks of its insurers by the applicable risk rating"]
[null,null,null,null,"Very High",null,"High",null,"Medium",null,"Low"]
[null,null,null,null,"Select Years",null,"Select Years",null,"Select Years",null,"Select Years"]
[]
[null,null,"If the company has a different risk rating method, provide such details and include the methodology as an attachment"]
[]
[]
[]
[]
[]
[]
[null,null,"5. Whether senior management approval is required to approve new business, if the client has been risk rated as— "]
[null,null,null,null,"Low",null,"Medium",null,"High"]
[null,null,null,null,"Select Yes/No",null,"Select Yes/No",null,"Select Yes/No"]
[]
[null,null,"6. If senior management approval is required to retain an existing client, if the client’s risk rating has changed to—"]
[null,null,null,null,"Low",null,"Medium",null,"High"]
[null,null,null,null,"Select Yes/No",null,"Select Yes/No",null,"Select Yes/No"]
[]
[null,null,"7. Please confirm if the policies and procedure manuals of the company relating to AML/ATF are in line with all applicable laws and regulations",null,null,null,null,null,"Select Yes/No"]
[null,null,"7.1 Please confirm the frequency for which the Company's  AML/ATF policies and procedures are reviewed",null,null,null,null,null,"Select Years"]
[null,null,"(please attach a copy of the AML/ATF policies and procedure if they have been updated in the last 12 months to the Attachments tab)"]
[]
[null,null,"8. The date the Company last performed an entity-wide AML/ATF risk assessment."]
[]
[null,null,"9. The date the Company last conducted an independent audit of its AML/ATF program. "]
[null,null,"    (please attach a copy of the latest independent audit to the Attachments tab)"]
[]
[null,null,"10. The date of the last Compliance/ Reporting Officer report on the operation and effectiveness of the Company AML/ATF policies, procedures and controls."]
[null,null," "]
[null,null,"11. Does the Company document the ML/TF risks associated with a product/service prior to launch",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"Section H - Company Data"]
[]
[null,null,"1. Company Data"]
[null,null,"1.1. Is the Company a part of Group?",null,null,null,null,null,"(please select)"]
[null,null,null,null,null,null,null,null,"Entity Name",null,null,null,"RoC #"]
[null,null,"       1.1.1. If yes, please provide name of the Group and RoC number (where relevant)."]
[]
[null,null,"1.2 Is the company listed on a stock exchange?",null,null,null,null,null,"(please select)"]
[]
[null,null,"If yes, please list the name of the exchange:"]
[]
[]
[]
[]
[]
[null,null,"Please include any additional information/comments which you think might be relevant to this exercise?"]
[]
[]
[]
[]
[]
[null,null,"Section I - Corporate Governance"]
[]
[]
[null,null,"Corporate Governance"]
[null,null,"The Insurance Manager shall confirm the following information (to the best of its knowledge and belief) as at the reporting period:",null,null,null,null,null,null,null,null,null,"Please Select from the dropdown menu:"]
[null,null,1,"Whether the powers, roles, responsibilities and accountabilities between the board of directors of the Insurance Manager (Board) and senior management are clearly defined, segregated and understood.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,2,"That the Insurance Manager reviews and monitors the structure, size and composition of the Board and recommends improvements to ensure its compliance with the applicable laws, regulations, listing rules and Insurance Manager’s policies. ",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,3,"That the Audit and Risk Management Committee of the Board or any related Board committee, assists the Board in fulfilling its oversight function through the review and evaluation of the financial reporting process and adequacy and effectiveness of the system of internal controls; including financial reporting and information technology security controls. ",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,4,"Confirmation that the Board receives sufficient AML/ATF information to assess and understand the senior executive’s process for evaluating the Insurance Manager's system of internal controls.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,5,"Whether the Board ensures that the Insurance Manager complies with all relevant laws and regulations and endeavours to adopt accepted best business practices.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,6,"That the Board and senior management declare any personal dealings to HR and the Compliance department when applicable or required.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,7,"That the Board provides oversight to the Insurance Manager with regard to enterprise risk management and identifies key risk areas and key performance indicators and monitor these factors with due diligence.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,8,"Whether Board members ensure there is appropriate oversight by the senior management that is consistent with the Insurance Manager's policies and procedures.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,9,"Whether the Board sets and enforces clear lines of responsibility and accountability throughout the organization.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,10,"That at least annually the Board monitors the senior management’s compliance with policies set by the Board and its performance based on approved targets and objectives.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,11,"That the Board receives advice on all major financing transactions, principal agreements and capitalisation requiring Board approval and makes appropriate  recommendations for their consideration",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,12,"Whether the compliance and audit function are independent of all operational and business functions as far as practicable and have direct lines of communication to the senior management.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,13,"That the Insurance Manager has instituted policies or procedures to provide for the Senior Compliance Officer to have regular contact with and direct access to, the senior management",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Employee  Integrity"]
[]
[null,null,14,"Whether the Insurance Manager has established and, maintains and operates appropriate procedures in order to be satisfied of the integrity of new employees.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,15,"That appropriate mechanisms have been established to ensure the protection of the Insurance Manager's relevant employee to report suspicious transactions and other actions to comply with AML/ATF obligations.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,16,"That adequate procedures or management information systems are in place to provide relevant employees with timely information which may include information regarding connected accounts or relationships.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,17,"Whether adequate procedures or document information systems are in place to ensure relevant legal obligations are understood and practiced by relevant employees and adequate guidance and training is provided by the Insurance Manager to employees.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,18,"Whether the incidences of financial crime committed by relevant employees (e.g. theft, fraud) is low.",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Employee  Knowledge"]
[]
[null,null,19,"That all relevant employees are aware of the identity of the Reporting Officer and how to report suspicious activity.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,20,"Confirm whether training programs are designed to cover the AML/ATF risks of the Insurance Manager",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,21,"Whether the Insurance Manager has an appropriate number of suitably trained employees and other resources necessary to implement and operate its AML/ATF program.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,22,"Whether relevant employees fully comply with all AML/ATF procedures in respect of customer identification, account monitoring, record keeping and reporting.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,23,"That relevant employees are expected to remain vigilant to the possibility of ML/TF.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,24,"Whether relevant employees who violate any of the AML/ATF regulations and or policies and procedures outlined in the Insurance Manager’s handbook will be subject to disciplinary action.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,25,"That all relevant employees are required to (at least annually) undertake training to ensure that their knowledge of AML/ATF laws, policies and procedure is current.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,26,"Whether relevant employees are updated on ML/TF schemes and typologies on a regular basis.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,27,"That employees are required to declare personal dealings relevant in the jurisdictions that the Insurance Manager operates in on a regular basis (at least annually).",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Employee  Compliance"]
[]
[null,null,28,"Whether the Insurance Manager ensures that the Senior Compliance Officer is the focal point for the oversight of all activities relating to the prevention and detection of ML/TF.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,29,"That the Senior Compliance Officer is fully conversant and trained in up to date regulatory requirements and ML/TF risks arising from the Insurance Manager’s business.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,30,"That the Board monitors compliance with corporate governance regulations and guidelines.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,31,"Whether the Board supports the senior management’s scope of AML/ATF internal control assessment and receives regular (at least annually) reports from the senior management.",null,null,null,null,null,null,null,null,"(please select)"]

{"sheet":"Sanctions","index":6,"n_rows":21,"n_cols":12,"rows_kept":21,"cut":false,"hidden":false,"merged":[[22,1,24,10],[4,1,4,9],[6,1,6,9],[8,1,8,9],[10,1,10,9],[12,1,12,9],[17,2,17,5],[17,6,17,9],[18,2,18,5],[18,6,18,9],[14,2,14,5],[14,6,14,9],[15,2,15,5],[15,6,15,9],[16,2,16,5],[16,6,16,9]]}
[null,"SCHEDULE IV - SANCTIONS QUESTIONNAIRE"]
[null,{"$f":"'Cyber Risk Schedule'!B2","v":"Enter Insurance Manager Name"}]
[]
[]
[null,"1. Does the company screen insurers and beneficiaries (where relevant) to determine if they are subject to measures imposed under Bermuda sanctions regime?",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[]
[null,"2. Does the company screen employees to determine if they are subject to measures imposed under Bermuda sanctions regime?",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[]
[null,"3. Has the Company frozen any assets in the last 12 months under the Bermuda sanctions regime?",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[]
[null,"3.1 If yes, how many?"]
[]
[null,"3.2 Please provide the following details for those assets freezes from the consolidated list:"]
[]
[null,"Group ID","Name of the designated person as given on the consolidated list",null,null,null,"Name of the person/entity if owned/controlled by a designated person.",null,null,null,"Value of Assets"]
[1]
[2]
[3]
[4]
[]
[null,"Please include any additional information/comments which you think might be relevant to this exercise?"]

{"sheet":"Attachments","index":7,"n_rows":14,"n_cols":4,"rows_kept":14,"cut":false,"hidden":false,"merged":[]}
[null,"INSURANCE MANAGER RETURN - ATTACHMENTS"]
[null,{"$f":"'Company Information'!C3","v":"Enter Insurance Manager Name"}]
[]
[]
[]
[]
[null,null,"Attach File","View File"]
[1,"Management Accounts\n\n\n","Attach File"]
[{"$f":"A8+1","v":2},"Business Plan for the Next Financial Year","Attach File"]
[{"$f":"A9+1","v":3},"Signed Declaration","Attach File"]
[4,"Organisational Chart","Attach File"]
[5,"AML/ATF Independent Audit","Attach File"]
[6,"AML/ATF Policies & Procedures (if updated in the last 12 months)","Attach File"]
[7,"List of entities managed - Cyber Support","Attach File"]

{"sheet":"Zones","index":8,"n_rows":122,"n_cols":9,"rows_kept":122,"cut":false,"hidden":false,"merged":[]}
["Geographical Zones"]
[]
[null,"Zone 1 - Central & Western Asia"]
[null,null,"Armenia",null,"Azerbaijan",null,"Bahrain",null,"Georgia"]
[null,null,"Iraq",null,"Israel",null,"Jordan",null,"Kazakhstan"]
[null,null,"Kuwait",null,"Kyrgyzstan",null,"Lebanon",null,"Oman"]
[null,null,"Palestinian",null,"Qatar",null,"Saudi Arabia",null,"Saudi Arab Republic"]
[null,null,"Tajikistan",null,"Turkey",null,"Turkmenistan",null,"United Arab Emirates"]
[null,null,"Uzbekistan",null,"Yemen"]
[]
[null,"Zone 2 - Eastern Asia"]
[null,null,"China",null,"Hong Kong",null,"Japan",null,"Macao"]
[null,null,"Mongolia",null,"North Korea",null,"South Korea",null,"Taiwan"]
[]
[null,"Zone 3 - South and South-Eastern Asia"]
[null,null,"Afghanistan",null,"Bangladesh",null,"Bhutan",null,"Brunei Darussalam"]
[null,null,"Cambodia",null,"India",null,"Indonesia",null,"Iran"]
[null,null,"Lao PDR",null,"Malaysia",null,"Maldives",null,"Myanmar"]
[null,null,"Nepal",null,"Pakistan",null,"Philippines",null,"Singapore"]
[null,null,"Sri Lanka",null,"Thailand",null,"Timor-Leste",null,"Vietnam"]
[]
[null,"Zone 4 - Oceania"]
[null,null,"American Samoa",null,"Australia",null,"Cook Islands",null,"Fiji"]
[null,null,"French Polynesia",null,"Guam",null,"Kiribati",null,"Marshall Islands"]
[null,null,"Micronesia",null,"Nauru",null,"New Caledonia",null,"New Zealand"]
[null,null,"Niue",null,"Norfolk Island",null,"N. Mariana Islands",null,"Palau"]
[null,null,"Papua New Guinea",null,"Pitcairn",null,"Samoa",null,"Solomon Islands"]
[null,null,"Tokelau",null,"Tonga",null,"Tuvalu",null,"Vanuatu"]
[null,null,"Wallis & Futuna Islands"]
[]
[null,"Zone 5 - Northern Africa"]
[null,null,"Algeria",null,"Benin",null,"Burkina Faso",null,"Cameroon"]
[null,null,"Cape Verde",null,"Central African Republic",null,"Chad",null,"Cote d' Ivoire"]
[null,null,"Egypt",null,"Gambia",null,"Ghana",null,"Guinea"]
[null,null,"Guinea-Bissau",null,"Liberia",null,"Libya",null,"Mali"]
[null,null,"Mauritania",null,"Morocco",null,"Niger",null,"Nigeria"]
[null,null,"Saint Helena",null,"Senegal",null,"Sierra Leone",null,"Sudan"]
[null,null,"Togo",null,"Tunisia",null,"Western Sahara"]
[]
[null,"Zone 6 - Southern Africa"]
[null,null,"Angola",null,"Botswana",null,"Burundi",null,"Democratic Republic of Congo"]
[null,null,"Comoros",null,"Djibouti",null,"Equatorial Guinea",null,"Eritrea"]
[null,null,"Ethiopia",null,"Gabon",null,"Kenya",null,"Lesotho"]
[null,null,"Madagascar",null,"Malawi",null,"Mauritius",null,"Mayotte"]
[null,null,"Mozambique",null,"Namibia",null,"Republic of Congo",null,"Reunion"]
[null,null,"Rwanda",null,"Sao Tome & Principe",null,"Seychelles",null,"Somalia"]
[null,null,"South Africa",null,"Swaziland",null,"Uganda",null,"United Republic of Tanzania"]
[null,null,"Zambia",null,"Zimbabwe"]
[]
[null,"Zone 7 - Eastern Europe"]
[null,null,"Belarus",null,"Bulgaria",null,"Czech Republic",null,"Hungary"]
[null,null,"Moldova",null,"Poland",null,"Romania",null,"Russian Federation"]
[null,null,"Slovakia",null,"Ukraine"]
[]
[null,"Zone 8 - Northern Europe"]
[null,null,"Aland Islands",null,"Channel Islands",null,"Denmark",null,"Estonia"]
[null,null,"Faeroe Islands",null,"Finland",null,"Guernsey",null,"Iceland"]
[null,null,"Republic of Ireland",null,"Isle of Man",null,"Jersey",null,"Latvia"]
[null,null,"Lithuania",null,"Norway",null,"Svalbard, Jan Mayen",null,"Sweden"]
[null,null,"United Kingdom"]
[]
[null,"Zone 9 - Southern Europe"]
[null,null,"Albania",null,"Andorra",null,"Bosnia",null,"Croatia"]
[null,null,"Cyprus",null,"Gibraltar",null,"Greece",null,"Italy"]
[null,null,"fYR of Macedonia",null,"Malta",null,"Montenegro",null,"Portugal"]
[null,null,"San Marino",null,"Serbia",null,"Slovenia",null,"Spain"]
[null,null,"Vatican City"]
[]
[null,"Zone 10 - Western Europe"]
[null,null,"Austria",null,"Belgium",null,"France",null,"Germany"]
[null,null,"Liechtenstein",null,"Luxembourg",null,"Monaco",null,"Netherlands"]
[null,null,"Switzerland"]
[]
[null,"Zone 11 - Northern America (Excluding USA)"]
[null,null,"Canada",null,"Greenland",null,"St Pierre & Miquelon"]
[]
[null,"Zone 12 - Caribbean"]
[null,null,"Anguilla",null,"Antigua & Barbuda",null,"Aruba",null,"Bahamas"]
[null,null,"Barbados",null,"British Virgin Islands",null,"Cayman Islands",null,"Cuba"]
[null,null,"Dominica",null,"Dominican Republic",null,"El Salvador",null,"Grenada"]
[null,null,"Guadeloupe",null,"Haiti",null,"Montserrat",null,"Netherlands Antilles"]
[null,null,"Puerto Rico",null,"St-Barthelemy",null,"St Kitts & Nevis",null,"St Lucia"]
[null,null,"St Martin",null,"St Vincent",null,"Trinidad & Tobago",null,"Turks & Caicos Islands"]
[null,null,"US Virgin Islands",null,"Jamica"]
[]
[null,"Zone 13 - Eastern South America"]
[null,null,"Brazil",null,"Falkland Islands",null,"French Guiana",null,"Guyana"]
[null,null,"Paraguay",null,"Suriname",null,"Uruguay"]
[]
[null,"Zone 14 - Northern, Southern and Western South America"]
[null,null,"Argentina",null,"Bolivia",null,"Chile",null,"Colombia"]
[null,null,"Ecuador",null,"Peru",null,"Venezuela"]
[]
[null,"Zone 15 - North-East United States"]
[null,null,"Connecticut",null,"Delaware",null,"District of Columbia",null,"Maine"]
[null,null,"Maryland",null,"Massachusetts",null,"New Hampshire",null,"New Jersey"]
[null,null,"New York",null,"Pennsylvania",null,"Rhode Island",null,"Vermont"]
[]
[null,"Zone 16 - South-East United States"]
[null,null,"Alabama",null,"Arkansas",null,"Florida",null,"Georgia"]
[null,null,"Kentucky",null,"Louisiana",null,"Mississippi",null,"North Carolina"]
[null,null,"Puerto Rico",null,"South Carolina",null,"Tennessee",null,"Virginia"]
[null,null,"West Virigina"]
[]
[null,"Zone 17 - Mid-West United States"]
[null,null,"Illinois",null,"Indiana",null,"Iowa",null,"Kansas"]
[null,null,"Michigan",null,"Minnesota",null,"Missouri",null,"Nebraska"]
[null,null,"North Dakota",null,"Ohio",null,"Oklahoma",null,"South Dakota"]
[null,null,"Wisconsin"]
[]
[null,"Zone 18 - Western United States"]
[null,null,"Alaska",null,"Arizona",null,"California",null,"Colorado"]
[null,null,"Hawaii",null,"Idaho",null,"Montana",null,"Nevada"]
[null,null,"New Mexico",null,"Oregon",null,"Texas",null,"Utah"]
[null,null,"Washington",null,"Wyoming"]
[]
[null,"Zone 19 - Centeral America"]
[null,null,"Belize",null,"Costa Rica",null,"Guatemala",null,"Honduras"]
[null,null,"Mexico",null,"Nicaragua",null,"Panama"]
[]
[null,"Zone 20 - Bermuda"]
[null,null,"Bermuda"]

{"sheet":"Data Validation List","index":9,"n_rows":68,"n_cols":1,"rows_kept":68,"cut":false,"hidden":true,"merged":[]}
[]
[]
["(please select)"]
["Yes"]
["No"]
[]
[]
["(please select)"]
["Yes"]
["No"]
["N/A"]
[]
[]
["(please select)"]
["Yes"]
["No"]
["Don't Know"]
[]
[]
["(please select)"]
[2019]
[2018]
[2017]
[2016]
[2015]
[2014]
[2013]
[2012]
["Prior 2012"]
[]
[]
["(please select)"]
["1 to 2 years"]
["2 to 5 years"]
["+5 years"]
[]
[]
["(please select)"]
["Yes"]
["No"]
["N/A"]
[]
[]
["(please select)"]
[2017]
[2016]
[2015]
[2014]
[2013]
[2012]
["Prior 2012"]
["N/A"]
[]
[]
["(please select)"]
["Class A"]
["Class B"]
["Class C"]
["Class D"]
["Class E"]
["Dual Licence"]
[]
[]
["(please select)"]
["Yes - Parent (regulated FI)"]
["Yes - Parent (non regulated FI)"]
["Yes - Subsidiary"]
["No"]

{"sheet":"Sheet1","index":10,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":true,"merged":[]}