{"text_format":"1","workbook":"xlsx","n_sheets":13,"sheets":["CONFIGURATION","Company Information","Index","Declaration","Broker & Agent Return","Cyber Risk Schedule","AML-ATF Questionnaire ","Corporate Governance","SAR & Sanc. (All)","Attachments","FileStorage","Zones","Data Validation List"],"not_rendered":{"charts":0,"images":1,"macros":1,"external_links":0,"defined_names":53,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"CONFIGURATION","index":0,"n_rows":23,"n_cols":6,"rows_kept":23,"cut":false,"hidden":true,"merged":[]}
["ENTITY_ID",{"$f":"'Company Information'!E3","v":0},null,"Company Information","E3","Please enter Registration Number"]
["ENTITY_NAME",{"$f":"'Company Information'!C3","v":"Enter Company Name"},null,"Company Information","C3","Enter Company Name"]
["FILING_TYPE","AMLIMBA",null,"Company Information","E4","Select License Classification"]
["FILING_YEAR",2022]
["CONTACT_PERSON_NAME",{"$f":"'Company Information'!C8 & \" \" & 'Company Information'!E8","v":" "},null,"Company Information","C7","Please enter name"]
["CONTACT_PERSON_EMAIL",{"$f":"'Company Information'!C14","v":0},null,"Company Information","C13","Please enter E-mail address"]
["CONTACT_PERSON_PHONE",{"$f":"'Company Information'!C13","v":0},null,"Company Information","C12","Please enter telephone number"]
["OPTION"]
["COMMENT"]
["CURRENCY_CODE","USD"]
["CLASS","AMLIMBA"]
["DECIMALS",1000,"Thousand Units"]
["FILINGWEBSERVICE","https://amlreturn.bma.bm/filing.ashx"]
["VALIDATIONWEBSERVICE"]
["FILINGCOUNTERWEBSERVICE","https://amlreturn.bma.bm/FilingCounter.ashx"]
["DUMMYWEBSERVICE","https://amlreturn.bma.bm/dummy.ashx"]
["XBRLCONVERSIONWEBSERVICE"]
["PREPOPULATEWEBSERVICE"]
["PREYEARSTARTDATE"]
["PREYEARENDDATE"]
["SAVEDDATAPOPULATEWEBSERVICE"]
["FORMVERSION",2022]
["FILINGID"]

{"sheet":"Company Information","index":1,"n_rows":16,"n_cols":5,"rows_kept":16,"cut":false,"hidden":false,"merged":[]}
[null,"COMPANY INFORMATION"]
[]
[null,"Company Name","Enter Company Name","Registration Number"]
[null,"Date Incorporated",null,"Licence Classification","Select License Classification"]
[null,"Date Registered"]
[]
[null,"Contact Details"]
[null,"First Name",null,"Last Name"]
[]
[null,"Principal Office Address"]
[null,"City"]
[null,"Country"]
[null,"Phone Number"]
[null,"Email"]
[]
[null,"Date Prepared"]

{"sheet":"Index","index":2,"n_rows":8,"n_cols":24,"rows_kept":8,"cut":false,"hidden":false,"merged":[[7,9,8,14],[7,23,8,28],[4,2,5,7],[4,23,5,28],[7,2,8,7],[4,9,5,14],[4,16,5,21],[7,16,8,21]]}
[null,"INDEX"]
[null,{"$f":"'Company Information'!C3","v":"Enter Company Name"}]
[null,"CLICK BUTTON TO NAVIGATE"]
[]
[null,null,{"$f":"HYPERLINK(\"#'Company Information'!A1\",\"Company Information\")","v":"Company Information"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Declaration'!A1\",\"Declaration Sheet\")","v":"Declaration Sheet"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Broker & Agent Return'!A1\",\"Broker & Agent Return\")","v":"Broker & Agent Return"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Cyber Risk Schedule'!A1\",\"Cyber Risk Schedule\")","v":"Cyber Risk Schedule"}]
[]
[]
[null,null,{"$f":"HYPERLINK(\"#'AML-ATF Questionnaire '!A1\",\"AML-ATF Questionnaire\")","v":"AML-ATF Questionnaire"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Corporate Governance'!A1\",\"Corporate Governance\")","v":"Corporate Governance"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'SAR & Sanc. (All)'!A1\",\"SARS & Sanctions\")","v":"SARS & Sanctions"},null,null,null,null,null,null,{"$f":"HYPERLINK(\"#'Attachments'!A1\",\"Attachments\")","v":"Attachments"}]

{"sheet":"Declaration","index":3,"n_rows":18,"n_cols":3,"rows_kept":18,"cut":false,"hidden":false,"merged":[[0,1,0,5],[17,2,17,4],[2,1,2,4],[4,2,4,4],[6,2,6,4],[9,2,9,4],[12,2,12,4],[14,2,14,4]]}
[null,"DECLARATION"]
[null,{"$f":"'Company Information'!C3","v":"Enter Company Name"}]
[null,"We declare that to the best of our knowledge and belief, the information in this annual return is fair and accurate."]
[]
[null,"Signatory:"]
[]
[null,"Print Name:"]
[null,null,"Director or Chief Executive"]
[]
[null,"Date"]
[]
[]
[null,"Signatory:"]
[]
[null,"Print Name:"]
[null,null,"Director"]
[]
[null,"Date"]

{"sheet":"Broker & Agent Return","index":4,"n_rows":782,"n_cols":10,"rows_kept":782,"cut":false,"hidden":false,"merged":[[503,2,503,7],[0,2,0,5],[218,2,218,6],[161,2,162,6],[222,2,222,7],[189,2,189,6],[214,2,214,6]]}
[null,null,"SCHEDULE I - BROKER & AGENT RETURN"]
[null,null,{"$f":"'Company Information'!C3","v":"Enter Company Name"}]
[null,null,"Section A - All Insurance Brokers and Agents are required to complete the questions below:"]
[]
[null,"(a)","Directors of the insurance broker or agent, including name, type of director, residence, professional qualifications, experience and years appointed by broker or agent."]
[null,null,"Enter number of directors"]
[]
[null,null,"Name","Type of Director","Residence","Professional Qualifications","Experience","Years Appointed by Broker or Agent"]
[null,1,null,"Please Select"]
[null,2,null,"Please Select"]
[null,3,null,"Please Select"]
[null,4,null,"Please Select"]
[null,5,null,"Please Select"]
[null,6,null,"Please Select"]
[null,7,null,"Please Select"]
[null,8,null,"Please Select"]
[null,9,null,"Please Select"]
[null,10,null,"Please Select"]
[null,11,null,"Please Select"]
[null,12,null,"Please Select"]
[null,13,null,"Please Select"]
[null,14,null,"Please Select"]
[null,15,null,"Please Select"]
[null,16,null,"Please Select"]
[null,17,null,"Please Select"]
[null,18,null,"Please Select"]
[null,19,null,"Please Select"]
[null,20,null,"Please Select"]
[]
[null,"(b)(i)","Management and officers of the insurance broker or agent, including name, role, residence, professional qualifications, experience and years employed by broker or agent."]
[null,null,"Enter number of officers"]
[]
[null,null,"Name","Role","Residence","Professional Qualifications","Experience ","Years Employed by Broker or Agent"]
[null,1]
[null,2]
[null,3]
[null,4]
[null,5]
[null,6]
[null,7]
[null,8]
[null,9]
[null,10]
[null,11]
[null,12]
[null,13]
[null,14]
[null,15]
[null,16]
[null,17]
[null,18]
[null,19]
[null,20]
[]
[null,"(b)(ii)","Other staff of the insurance broker or agent, including name, role, residence, professional qualifications, experience, whether employed by an affiliate, name of the affiliate and years employed by broker or agent."]
[null,null,"Enter number of other staff"]
[]
[null,null,"Name","Role","Residence","Professional Qualifications","Experience","Employed by Affiliate","If Affiliate, Name of Affiliate","Years Employed"]
[null,1,null,null,null,null,null,"Please Select"]
[null,{"$f":"B59+1","v":2},null,null,null,null,null,"Please Select"]
[null,{"$f":"B60+1","v":3},null,null,null,null,null,"Please Select"]
[null,4,null,null,null,null,null,"Please Select"]
[null,5,null,null,null,null,null,"Please Select"]
[null,6,null,null,null,null,null,"Please Select"]
[null,7,null,null,null,null,null,"Please Select"]
[null,8,null,null,null,null,null,"Please Select"]
[null,9,null,null,null,null,null,"Please Select"]
[null,10,null,null,null,null,null,"Please Select"]
[null,11,null,null,null,null,null,"Please Select"]
[null,12,null,null,null,null,null,"Please Select"]
[null,13,null,null,null,null,null,"Please Select"]
[null,14,null,null,null,null,null,"Please Select"]
[null,15,null,null,null,null,null,"Please Select"]
[null,16,null,null,null,null,null,"Please Select"]
[null,17,null,null,null,null,null,"Please Select"]
[null,18,null,null,null,null,null,"Please Select"]
[null,19,null,null,null,null,null,"Please Select"]
[null,20,null,null,null,null,null,"Please Select"]
[null,21,null,null,null,null,null,"Please Select"]
[null,22,null,null,null,null,null,"Please Select"]
[null,23,null,null,null,null,null,"Please Select"]
[null,24,null,null,null,null,null,"Please Select"]
[null,25,null,null,null,null,null,"Please Select"]
[null,26,null,null,null,null,null,"Please Select"]
[null,27,null,null,null,null,null,"Please Select"]
[null,28,null,null,null,null,null,"Please Select"]
[null,29,null,null,null,null,null,"Please Select"]
[null,30,null,null,null,null,null,"Please Select"]
[null,31,null,null,null,null,null,"Please Select"]
[null,32,null,null,null,null,null,"Please Select"]
[null,33,null,null,null,null,null,"Please Select"]
[null,34,null,null,null,null,null,"Please Select"]
[null,35,null,null,null,null,null,"Please Select"]
[null,36,null,null,null,null,null,"Please Select"]
[null,37,null,null,null,null,null,"Please Select"]
[null,38,null,null,null,null,null,"Please Select"]
[null,39,null,null,null,null,null,"Please Select"]
[null,40,null,null,null,null,null,"Please Select"]
[null,41,null,null,null,null,null,"Please Select"]
[null,42,null,null,null,null,null,"Please Select"]
[null,43,null,null,null,null,null,"Please Select"]
[null,44,null,null,null,null,null,"Please Select"]
[null,45,null,null,null,null,null,"Please Select"]
[null,46,null,null,null,null,null,"Please Select"]
[null,47,null,null,null,null,null,"Please Select"]
[null,48,null,null,null,null,null,"Please Select"]
[null,49,null,null,null,null,null,"Please Select"]
[null,50,null,null,null,null,null,"Please Select"]
[null,51,null,null,null,null,null,"Please Select"]
[null,52,null,null,null,null,null,"Please Select"]
[null,53,null,null,null,null,null,"Please Select"]
[null,54,null,null,null,null,null,"Please Select"]
[null,55,null,null,null,null,null,"Please Select"]
[null,56,null,null,null,null,null,"Please Select"]
[null,57,null,null,null,null,null,"Please Select"]
[null,58,null,null,null,null,null,"Please Select"]
[null,59,null,null,null,null,null,"Please Select"]
[null,60,null,null,null,null,null,"Please Select"]
[null,61,null,null,null,null,null,"Please Select"]
[null,62,null,null,null,null,null,"Please Select"]
[null,63,null,null,null,null,null,"Please Select"]
[null,64,null,null,null,null,null,"Please Select"]
[null,65,null,null,null,null,null,"Please Select"]
[null,66,null,null,null,null,null,"Please Select"]
[null,{"$f":"B124+1","v":67},null,null,null,null,null,"Please Select"]
[null,68,null,null,null,null,null,"Please Select"]
[null,69,null,null,null,null,null,"Please Select"]
[null,70,null,null,null,null,null,"Please Select"]
[null,71,null,null,null,null,null,"Please Select"]
[null,72,null,null,null,null,null,"Please Select"]
[null,73,null,null,null,null,null,"Please Select"]
[null,74,null,null,null,null,null,"Please Select"]
[null,75,null,null,null,null,null,"Please Select"]
[null,76,null,null,null,null,null,"Please Select"]
[null,77,null,null,null,null,null,"Please Select"]
[null,78,null,null,null,null,null,"Please Select"]
[null,79,null,null,null,null,null,"Please Select"]
[null,80,null,null,null,null,null,"Please Select"]
[null,81,null,null,null,null,null,"Please Select"]
[null,82,null,null,null,null,null,"Please Select"]
[null,83,null,null,null,null,null,"Please Select"]
[null,84,null,null,null,null,null,"Please Select"]
[null,85,null,null,null,null,null,"Please Select"]
[null,86,null,null,null,null,null,"Please Select"]
[null,87,null,null,null,null,null,"Please Select"]
[null,88,null,null,null,null,null,"Please Select"]
[null,89,null,null,null,null,null,"Please Select"]
[null,90,null,null,null,null,null,"Please Select"]
[null,91,null,null,null,null,null,"Please Select"]
[null,92,null,null,null,null,null,"Please Select"]
[null,93,null,null,null,null,null,"Please Select"]
[null,94,null,null,null,null,null,"Please Select"]
[null,95,null,null,null,null,null,"Please Select"]
[null,96,null,null,null,null,null,"Please Select"]
[null,97,null,null,null,null,null,"Please Select"]
[null,98,null,null,null,null,null,"Please Select"]
[null,99,null,null,null,null,null,"Please Select"]
[null,100,null,null,null,null,null,"Please Select"]
[]
[null,"(c)","Details of the services provided by the broker or agent "]
[]
[]
[]
[]
[null,"(d)","Details of the services in subparagraph (c) which are outsourced to service providers or affiliates of the broker or agent"]
[null,null,"Enter the number of services outsourced"]
[]
[null,null,"Name of Provider ","Jurisdiction","Confirm if Affiliate","Details of Services Provided"]
[null,1,null,null,"Please Select"]
[null,2,null,null,"Please Select"]
[null,3,null,null,"Please Select"]
[null,4,null,null,"Please Select"]
[null,5,null,null,"Please Select"]
[null,6,null,null,"Please Select"]
[null,7,null,null,"Please Select"]
[null,8,null,null,"Please Select"]
[null,9,null,null,"Please Select"]
[null,10,null,null,"Please Select"]
[null,11,null,null,"Please Select"]
[null,12,null,null,"Please Select"]
[null,13,null,null,"Please Select"]
[null,14,null,null,"Please Select"]
[null,15,null,null,"Please Select"]
[null,16,null,null,"Please Select"]
[null,17,null,null,"Please Select"]
[null,18,null,null,"Please Select"]
[null,19,null,null,"Please Select"]
[null,20,null,null,"Please Select"]
[]
[null,"(e)","Details of policies that have been issued to the broker or agent in respect of professional indemnity insurance, errors and omissions insurance, directors and officers insurance, and errors and omissions insurances"]
[null,null,"Enter number of policies"]
[]
[null,null,"Full Legal Name of Insurers","Financial Strength","Name of Agency","Line of Business/Insurance Class","Excess/Deductible","Policy Limit"]
[null,1,null,null,null,"Please Select"]
[null,2,null,null,null,"Please Select"]
[null,3,null,null,null,"Please Select"]
[null,4,null,null,null,"Please Select"]
[null,5,null,null,null,"Please Select"]
[null,6,null,null,null,"Please Select"]
[null,7,null,null,null,"Please Select"]
[null,8,null,null,null,"Please Select"]
[null,9,null,null,null,"Please Select"]
[null,10,null,null,null,"Please Select"]
[null,11,null,null,null,"Please Select"]
[null,12,null,null,null,"Please Select"]
[null,13,null,null,null,"Please Select"]
[null,14,null,null,null,"Please Select"]
[null,15,null,null,null,"Please Select"]
[null,16,null,null,null,"Please Select"]
[null,17,null,null,null,"Please Select"]
[null,18,null,null,null,"Please Select"]
[null,19,null,null,null,"Please Select"]
[null,20,null,null,null,"Please Select"]
[]
[null,"(f)","Confirmation that the broker or agent has met all of the requirements of the minimum criteria for registration in accordance with the Insurance Act 1978."]
[null,null,"Confirm compliance","(please select)"]
[]
[null,"(g)","Where a broker or agent has not met the minimum criteria for registration, a description of the non-compliance and any remedial action taken, if any"]
[]
[]
[null,null,"Section B - All Insurance Agents are required to complete the questions below:"]
[]
[null,"(h)","For all insurers for which the agent has been appointed or to whom services are provided, please list the names, registration numbers, insurance class  and whether the entity is an affiliate or non-affiliate."]
[null,null,"Enter the number of insurers"]
[]
[null,null,"Name of Insurer","Registration Number","General Business","Long-Term Business","Entity is Affiliate or Non-Affiliate"]
[null,1,null,null,null,null,"Please Select"]
[null,2,null,null,null,null,"Please Select"]
[null,3,null,null,null,null,"Please Select"]
[null,4,null,null,null,null,"Please Select"]
[null,5,null,null,null,null,"Please Select"]
[null,6,null,null,null,null,"Please Select"]
[null,7,null,null,null,null,"Please Select"]
[null,8,null,null,null,null,"Please Select"]
[null,9,null,null,null,null,"Please Select"]
[null,10,null,null,null,null,"Please Select"]
[null,11,null,null,null,null,"Please Select"]
[null,12,null,null,null,null,"Please Select"]
[null,13,null,null,null,null,"Please Select"]
[null,14,null,null,null,null,"Please Select"]
[null,15,null,null,null,null,"Please Select"]
[null,16,null,null,null,null,"Please Select"]
[null,17,null,null,null,null,"Please Select"]
[null,18,null,null,null,null,"Please Select"]
[null,19,null,null,null,null,"Please Select"]
[null,20,null,null,null,null,"Please Select"]
[null,21,null,null,null,null,"Please Select"]
[null,22,null,null,null,null,"Please Select"]
[null,23,null,null,null,null,"Please Select"]
[null,24,null,null,null,null,"Please Select"]
[null,25,null,null,null,null,"Please Select"]
[null,26,null,null,null,null,"Please Select"]
[null,27,null,null,null,null,"Please Select"]
[null,28,null,null,null,null,"Please Select"]
[null,29,null,null,null,null,"Please Select"]
[null,30,null,null,null,null,"Please Select"]
[null,31,null,null,null,null,"Please Select"]
[null,32,null,null,null,null,"Please Select"]
[null,33,null,null,null,null,"Please Select"]
[null,34,null,null,null,null,"Please Select"]
[null,35,null,null,null,null,"Please Select"]
[null,36,null,null,null,null,"Please Select"]
[null,37,null,null,null,null,"Please Select"]
[null,38,null,null,null,null,"Please Select"]
[null,39,null,null,null,null,"Please Select"]
[null,40,null,null,null,null,"Please Select"]
[null,41,null,null,null,null,"Please Select"]
[null,42,null,null,null,null,"Please Select"]
[null,43,null,null,null,null,"Please Select"]
[null,44,null,null,null,null,"Please Select"]
[null,45,null,null,null,null,"Please Select"]
[null,46,null,null,null,null,"Please Select"]
[null,47,null,null,null,null,"Please Select"]
[null,48,null,null,null,null,"Please Select"]
[null,49,null,null,null,null,"Please Select"]
[null,50,null,null,null,null,"Please Select"]
[null,51,null,null,null,null,"Please Select"]
[null,52,null,null,null,null,"Please Select"]
[null,53,null,null,null,null,"Please Select"]
[null,54,null,null,null,null,"Please Select"]
[null,55,null,null,null,null,"Please Select"]
[null,56,null,null,null,null,"Please Select"]
[null,57,null,null,null,null,"Please Select"]
[null,58,null,null,null,null,"Please Select"]
[null,59,null,null,null,null,"Please Select"]
[null,60,null,null,null,null,"Please Select"]
[null,61,null,null,null,null,"Please Select"]
[null,62,null,null,null,null,"Please Select"]
[null,63,null,null,null,null,"Please Select"]
[null,64,null,null,null,null,"Please Select"]
[null,65,null,null,null,null,"Please Select"]
[null,66,null,null,null,null,"Please Select"]
[null,67,null,null,null,null,"Please Select"]
[null,68,null,null,null,null,"Please Select"]
[null,69,null,null,null,null,"Please Select"]
[null,70,null,null,null,null,"Please Select"]
[null,71,null,null,null,null,"Please Select"]
[null,72,null,null,null,null,"Please Select"]
[null,73,null,null,null,null,"Please Select"]
[null,74,null,null,null,null,"Please Select"]
[null,75,null,null,null,null,"Please Select"]
[null,76,null,null,null,null,"Please Select"]
[null,77,null,null,null,null,"Please Select"]
[null,78,null,null,null,null,"Please Select"]
[null,79,null,null,null,null,"Please Select"]
[null,80,null,null,null,null,"Please Select"]
[null,81,null,null,null,null,"Please Select"]
[null,82,null,null,null,null,"Please Select"]
[null,83,null,null,null,null,"Please Select"]
[null,84,null,null,null,null,"Please Select"]
[null,85,null,null,null,null,"Please Select"]
[null,86,null,null,null,null,"Please Select"]
[null,87,null,null,null,null,"Please Select"]
[null,88,null,null,null,null,"Please Select"]
[null,89,null,null,null,null,"Please Select"]
[null,90,null,null,null,null,"Please Select"]
[null,91,null,null,null,null,"Please Select"]
[null,92,null,null,null,null,"Please Select"]
[null,93,null,null,null,null,"Please Select"]
[null,94,null,null,null,null,"Please Select"]
[null,95,null,null,null,null,"Please Select"]
[null,96,null,null,null,null,"Please Select"]
[null,97,null,null,null,null,"Please Select"]
[null,98,null,null,null,null,"Please Select"]
[null,99,null,null,null,null,"Please Select"]
[null,100,null,null,null,null,"Please Select"]
[null,101,null,null,null,null,"Please Select"]
[null,102,null,null,null,null,"Please Select"]
[null,103,null,null,null,null,"Please Select"]
[null,104,null,null,null,null,"Please Select"]
[null,105,null,null,null,null,"Please Select"]
[null,106,null,null,null,null,"Please Select"]
[null,107,null,null,null,null,"Please Select"]
[null,108,null,null,null,null,"Please Select"]
[null,109,null,null,null,null,"Please Select"]
[null,110,null,null,null,null,"Please Select"]
[null,111,null,null,null,null,"Please Select"]
[null,112,null,null,null,null,"Please Select"]
[null,113,null,null,null,null,"Please Select"]
[null,114,null,null,null,null,"Please Select"]
[null,115,null,null,null,null,"Please Select"]
[null,116,null,null,null,null,"Please Select"]
[null,117,null,null,null,null,"Please Select"]
[null,118,null,null,null,null,"Please Select"]
[null,119,null,null,null,null,"Please Select"]
[null,120,null,null,null,null,"Please Select"]
[null,121,null,null,null,null,"Please Select"]
[null,122,null,null,null,null,"Please Select"]
[null,123,null,null,null,null,"Please Select"]
[null,124,null,null,null,null,"Please Select"]
[null,125,null,null,null,null,"Please Select"]
[null,126,null,null,null,null,"Please Select"]
[null,127,null,null,null,null,"Please Select"]
[null,128,null,null,null,null,"Please Select"]
[null,129,null,null,null,null,"Please Select"]
[null,130,null,null,null,null,"Please Select"]
[null,131,null,null,null,null,"Please Select"]
[null,132,null,null,null,null,"Please Select"]
[null,133,null,null,null,null,"Please Select"]
[null,134,null,null,null,null,"Please Select"]
[null,135,null,null,null,null,"Please Select"]
[null,136,null,null,null,null,"Please Select"]
[null,137,null,null,null,null,"Please Select"]
[null,138,null,null,null,null,"Please Select"]
[null,139,null,null,null,null,"Please Select"]
[null,140,null,null,null,null,"Please Select"]
[null,141,null,null,null,null,"Please Select"]
[null,142,null,null,null,null,"Please Select"]
[null,143,null,null,null,null,"Please Select"]
[null,144,null,null,null,null,"Please Select"]
[null,145,null,null,null,null,"Please Select"]
[null,146,null,null,null,null,"Please Select"]
[null,147,null,null,null,null,"Please Select"]
[null,148,null,null,null,null,"Please Select"]
[null,149,null,null,null,null,"Please Select"]
[null,150,null,null,null,null,"Please Select"]
[null,151,null,null,null,null,"Please Select"]
[null,152,null,null,null,null,"Please Select"]
[null,153,null,null,null,null,"Please Select"]
[null,154,null,null,null,null,"Please Select"]
[null,155,null,null,null,null,"Please Select"]
[null,156,null,null,null,null,"Please Select"]
[null,157,null,null,null,null,"Please Select"]
[null,158,null,null,null,null,"Please Select"]
[null,159,null,null,null,null,"Please Select"]
[null,160,null,null,null,null,"Please Select"]
[null,161,null,null,null,null,"Please Select"]
[null,162,null,null,null,null,"Please Select"]
[null,163,null,null,null,null,"Please Select"]
[null,164,null,null,null,null,"Please Select"]
[null,165,null,null,null,null,"Please Select"]
[null,166,null,null,null,null,"Please Select"]
[null,167,null,null,null,null,"Please Select"]
[null,168,null,null,null,null,"Please Select"]
[null,169,null,null,null,null,"Please Select"]
[null,170,null,null,null,null,"Please Select"]
[null,171,null,null,null,null,"Please Select"]
[null,172,null,null,null,null,"Please Select"]
[null,173,null,null,null,null,"Please Select"]
[null,174,null,null,null,null,"Please Select"]
[null,175,null,null,null,null,"Please Select"]
[null,176,null,null,null,null,"Please Select"]
[null,177,null,null,null,null,"Please Select"]
[null,178,null,null,null,null,"Please Select"]
[null,179,null,null,null,null,"Please Select"]
[null,180,null,null,null,null,"Please Select"]
[null,181,null,null,null,null,"Please Select"]
[null,182,null,null,null,null,"Please Select"]
[null,183,null,null,null,null,"Please Select"]
[null,184,null,null,null,null,"Please Select"]
[null,185,null,null,null,null,"Please Select"]
[null,186,null,null,null,null,"Please Select"]
[null,187,null,null,null,null,"Please Select"]
[null,188,null,null,null,null,"Please Select"]
[null,189,null,null,null,null,"Please Select"]
[null,190,null,null,null,null,"Please Select"]
[null,191,null,null,null,null,"Please Select"]
[null,192,null,null,null,null,"Please Select"]
[null,193,null,null,null,null,"Please Select"]
[null,194,null,null,null,null,"Please Select"]
[null,195,null,null,null,null,"Please Select"]
[null,196,null,null,null,null,"Please Select"]
[null,197,null,null,null,null,"Please Select"]
[null,198,null,null,null,null,"Please Select"]
[null,199,null,null,null,null,"Please Select"]
[null,200,null,null,null,null,"Please Select"]
[null,201,null,null,null,null,"Please Select"]
[null,202,null,null,null,null,"Please Select"]
[null,203,null,null,null,null,"Please Select"]
[null,204,null,null,null,null,"Please Select"]
[null,205,null,null,null,null,"Please Select"]
[null,206,null,null,null,null,"Please Select"]
[null,207,null,null,null,null,"Please Select"]
[null,208,null,null,null,null,"Please Select"]
[null,209,null,null,null,null,"Please Select"]
[null,210,null,null,null,null,"Please Select"]
[null,211,null,null,null,null,"Please Select"]
[null,212,null,null,null,null,"Please Select"]
[null,213,null,null,null,null,"Please Select"]
[null,214,null,null,null,null,"Please Select"]
[null,215,null,null,null,null,"Please Select"]
[null,216,null,null,null,null,"Please Select"]
[null,217,null,null,null,null,"Please Select"]
[null,218,null,null,null,null,"Please Select"]
[null,219,null,null,null,null,"Please Select"]
[null,220,null,null,null,null,"Please Select"]
[null,221,null,null,null,null,"Please Select"]
[null,222,null,null,null,null,"Please Select"]
[null,223,null,null,null,null,"Please Select"]
[null,224,null,null,null,null,"Please Select"]
[null,225,null,null,null,null,"Please Select"]
[null,226,null,null,null,null,"Please Select"]
[null,227,null,null,null,null,"Please Select"]
[null,228,null,null,null,null,"Please Select"]
[null,229,null,null,null,null,"Please Select"]
[null,230,null,null,null,null,"Please Select"]
[null,231,null,null,null,null,"Please Select"]
[null,232,null,null,null,null,"Please Select"]
[null,233,null,null,null,null,"Please Select"]
[null,234,null,null,null,null,"Please Select"]
[null,235,null,null,null,null,"Please Select"]
[null,236,null,null,null,null,"Please Select"]
[null,237,null,null,null,null,"Please Select"]
[null,238,null,null,null,null,"Please Select"]
[null,239,null,null,null,null,"Please Select"]
[null,240,null,null,null,null,"Please Select"]
[null,241,null,null,null,null,"Please Select"]
[null,242,null,null,null,null,"Please Select"]
[null,243,null,null,null,null,"Please Select"]
[null,244,null,null,null,null,"Please Select"]
[null,245,null,null,null,null,"Please Select"]
[null,246,null,null,null,null,"Please Select"]
[null,247,null,null,null,null,"Please Select"]
[null,248,null,null,null,null,"Please Select"]
[null,249,null,null,null,null,"Please Select"]
[null,250,null,null,null,null,"Please Select"]
[null,251,null,null,null,null,"Please Select"]
[null,252,null,null,null,null,"Please Select"]
[null,253,null,null,null,null,"Please Select"]
[null,254,null,null,null,null,"Please Select"]
[null,255,null,null,null,null,"Please Select"]
[null,256,null,null,null,null,"Please Select"]
[null,257,null,null,null,null,"Please Select"]
[null,258,null,null,null,null,"Please Select"]
[null,259,null,null,null,null,"Please Select"]
[null,260,null,null,null,null,"Please Select"]
[null,261,null,null,null,null,"Please Select"]
[null,262,null,null,null,null,"Please Select"]
[null,263,null,null,null,null,"Please Select"]
[null,264,null,null,null,null,"Please Select"]
[null,265,null,null,null,null,"Please Select"]
[null,266,null,null,null,null,"Please Select"]
[null,267,null,null,null,null,"Please Select"]
[null,268,null,null,null,null,"Please Select"]
[null,269,null,null,null,null,"Please Select"]
[null,270,null,null,null,null,"Please Select"]
[null,271,null,null,null,null,"Please Select"]
[null,272,null,null,null,null,"Please Select"]
[null,273,null,null,null,null,"Please Select"]
[null,274,null,null,null,null,"Please Select"]
[null,275,null,null,null,null,"Please Select"]
[]
[null,null,"Section C - All (Re)insurance Brokers are required to complete this section."]
[null,"(i)","For all (re)insurers for which the broker arranges or places insurance business with, if applicable. "]
[null,null,"Enter the number of insurers"]
[]
[null,null,"Name of Insurer","Registration Number","General Business","Long-Term Business","Entity is Affiliate or Non-Affiliate"]
[null,1,null,null,null,null,"Please Select"]
[null,2,null,null,null,null,"Please Select"]
[null,3,null,null,null,null,"Please Select"]
[null,4,null,null,null,null,"Please Select"]
[null,5,null,null,null,null,"Please Select"]
[null,6,null,null,null,null,"Please Select"]
[null,7,null,null,null,null,"Please Select"]
[null,8,null,null,null,null,"Please Select"]
[null,9,null,null,null,null,"Please Select"]
[null,10,null,null,null,null,"Please Select"]
[null,11,null,null,null,null,"Please Select"]
[null,12,null,null,null,null,"Please Select"]
[null,13,null,null,null,null,"Please Select"]
[null,14,null,null,null,null,"Please Select"]
[null,15,null,null,null,null,"Please Select"]
[null,16,null,null,null,null,"Please Select"]
[null,17,null,null,null,null,"Please Select"]
[null,18,null,null,null,null,"Please Select"]
[null,19,null,null,null,null,"Please Select"]
[null,20,null,null,null,null,"Please Select"]
[null,21,null,null,null,null,"Please Select"]
[null,22,null,null,null,null,"Please Select"]
[null,23,null,null,null,null,"Please Select"]
[null,24,null,null,null,null,"Please Select"]
[null,25,null,null,null,null,"Please Select"]
[null,26,null,null,null,null,"Please Select"]
[null,27,null,null,null,null,"Please Select"]
[null,28,null,null,null,null,"Please Select"]
[null,29,null,null,null,null,"Please Select"]
[null,30,null,null,null,null,"Please Select"]
[null,31,null,null,null,null,"Please Select"]
[null,32,null,null,null,null,"Please Select"]
[null,33,null,null,null,null,"Please Select"]
[null,34,null,null,null,null,"Please Select"]
[null,35,null,null,null,null,"Please Select"]
[null,36,null,null,null,null,"Please Select"]
[null,37,null,null,null,null,"Please Select"]
[null,38,null,null,null,null,"Please Select"]
[null,39,null,null,null,null,"Please Select"]
[null,40,null,null,null,null,"Please Select"]
[null,41,null,null,null,null,"Please Select"]
[null,42,null,null,null,null,"Please Select"]
[null,43,null,null,null,null,"Please Select"]
[null,44,null,null,null,null,"Please Select"]
[null,45,null,null,null,null,"Please Select"]
[null,46,null,null,null,null,"Please Select"]
[null,47,null,null,null,null,"Please Select"]
[null,48,null,null,null,null,"Please Select"]
[null,49,null,null,null,null,"Please Select"]
[null,50,null,null,null,null,"Please Select"]
[null,51,null,null,null,null,"Please Select"]
[null,52,null,null,null,null,"Please Select"]
[null,53,null,null,null,null,"Please Select"]
[null,54,null,null,null,null,"Please Select"]
[null,55,null,null,null,null,"Please Select"]
[null,56,null,null,null,null,"Please Select"]
[null,57,null,null,null,null,"Please Select"]
[null,58,null,null,null,null,"Please Select"]
[null,59,null,null,null,null,"Please Select"]
[null,60,null,null,null,null,"Please Select"]
[null,61,null,null,null,null,"Please Select"]
[null,62,null,null,null,null,"Please Select"]
[null,63,null,null,null,null,"Please Select"]
[null,64,null,null,null,null,"Please Select"]
[null,65,null,null,null,null,"Please Select"]
[null,66,null,null,null,null,"Please Select"]
[null,67,null,null,null,null,"Please Select"]
[null,68,null,null,null,null,"Please Select"]
[null,69,null,null,null,null,"Please Select"]
[null,70,null,null,null,null,"Please Select"]
[null,71,null,null,null,null,"Please Select"]
[null,72,null,null,null,null,"Please Select"]
[null,73,null,null,null,null,"Please Select"]
[null,74,null,null,null,null,"Please Select"]
[null,75,null,null,null,null,"Please Select"]
[null,76,null,null,null,null,"Please Select"]
[null,77,null,null,null,null,"Please Select"]
[null,78,null,null,null,null,"Please Select"]
[null,79,null,null,null,null,"Please Select"]
[null,80,null,null,null,null,"Please Select"]
[null,81,null,null,null,null,"Please Select"]
[null,82,null,null,null,null,"Please Select"]
[null,83,null,null,null,null,"Please Select"]
[null,84,null,null,null,null,"Please Select"]
[null,85,null,null,null,null,"Please Select"]
[null,86,null,null,null,null,"Please Select"]
[null,87,null,null,null,null,"Please Select"]
[null,88,null,null,null,null,"Please Select"]
[null,89,null,null,null,null,"Please Select"]
[null,90,null,null,null,null,"Please Select"]
[null,91,null,null,null,null,"Please Select"]
[null,92,null,null,null,null,"Please Select"]
[null,93,null,null,null,null,"Please Select"]
[null,94,null,null,null,null,"Please Select"]
[null,95,null,null,null,null,"Please Select"]
[null,96,null,null,null,null,"Please Select"]
[null,97,null,null,null,null,"Please Select"]
[null,98,null,null,null,null,"Please Select"]
[null,99,null,null,null,null,"Please Select"]
[null,100,null,null,null,null,"Please Select"]
[null,101,null,null,null,null,"Please Select"]
[null,102,null,null,null,null,"Please Select"]
[null,103,null,null,null,null,"Please Select"]
[null,104,null,null,null,null,"Please Select"]
[null,105,null,null,null,null,"Please Select"]
[null,106,null,null,null,null,"Please Select"]
[null,107,null,null,null,null,"Please Select"]
[null,108,null,null,null,null,"Please Select"]
[null,109,null,null,null,null,"Please Select"]
[null,110,null,null,null,null,"Please Select"]
[null,111,null,null,null,null,"Please Select"]
[null,112,null,null,null,null,"Please Select"]
[null,113,null,null,null,null,"Please Select"]
[null,114,null,null,null,null,"Please Select"]
[null,115,null,null,null,null,"Please Select"]
[null,116,null,null,null,null,"Please Select"]
[null,117,null,null,null,null,"Please Select"]
[null,118,null,null,null,null,"Please Select"]
[null,119,null,null,null,null,"Please Select"]
[null,120,null,null,null,null,"Please Select"]
[null,121,null,null,null,null,"Please Select"]
[null,122,null,null,null,null,"Please Select"]
[null,123,null,null,null,null,"Please Select"]
[null,124,null,null,null,null,"Please Select"]
[null,125,null,null,null,null,"Please Select"]
[null,126,null,null,null,null,"Please Select"]
[null,127,null,null,null,null,"Please Select"]
[null,128,null,null,null,null,"Please Select"]
[null,129,null,null,null,null,"Please Select"]
[null,130,null,null,null,null,"Please Select"]
[null,131,null,null,null,null,"Please Select"]
[null,132,null,null,null,null,"Please Select"]
[null,133,null,null,null,null,"Please Select"]
[null,134,null,null,null,null,"Please Select"]
[null,135,null,null,null,null,"Please Select"]
[null,136,null,null,null,null,"Please Select"]
[null,137,null,null,null,null,"Please Select"]
[null,138,null,null,null,null,"Please Select"]
[null,139,null,null,null,null,"Please Select"]
[null,140,null,null,null,null,"Please Select"]
[null,141,null,null,null,null,"Please Select"]
[null,142,null,null,null,null,"Please Select"]
[null,143,null,null,null,null,"Please Select"]
[null,144,null,null,null,null,"Please Select"]
[null,145,null,null,null,null,"Please Select"]
[null,146,null,null,null,null,"Please Select"]
[null,147,null,null,null,null,"Please Select"]
[null,148,null,null,null,null,"Please Select"]
[null,149,null,null,null,null,"Please Select"]
[null,150,null,null,null,null,"Please Select"]
[null,151,null,null,null,null,"Please Select"]
[null,152,null,null,null,null,"Please Select"]
[null,153,null,null,null,null,"Please Select"]
[null,154,null,null,null,null,"Please Select"]
[null,155,null,null,null,null,"Please Select"]
[null,156,null,null,null,null,"Please Select"]
[null,157,null,null,null,null,"Please Select"]
[null,158,null,null,null,null,"Please Select"]
[null,159,null,null,null,null,"Please Select"]
[null,160,null,null,null,null,"Please Select"]
[null,161,null,null,null,null,"Please Select"]
[null,162,null,null,null,null,"Please Select"]
[null,163,null,null,null,null,"Please Select"]
[null,164,null,null,null,null,"Please Select"]
[null,165,null,null,null,null,"Please Select"]
[null,166,null,null,null,null,"Please Select"]
[null,167,null,null,null,null,"Please Select"]
[null,168,null,null,null,null,"Please Select"]
[null,169,null,null,null,null,"Please Select"]
[null,170,null,null,null,null,"Please Select"]
[null,171,null,null,null,null,"Please Select"]
[null,172,null,null,null,null,"Please Select"]
[null,173,null,null,null,null,"Please Select"]
[null,174,null,null,null,null,"Please Select"]
[null,175,null,null,null,null,"Please Select"]
[null,176,null,null,null,null,"Please Select"]
[null,177,null,null,null,null,"Please Select"]
[null,178,null,null,null,null,"Please Select"]
[null,179,null,null,null,null,"Please Select"]
[null,180,null,null,null,null,"Please Select"]
[null,181,null,null,null,null,"Please Select"]
[null,182,null,null,null,null,"Please Select"]
[null,183,null,null,null,null,"Please Select"]
[null,184,null,null,null,null,"Please Select"]
[null,185,null,null,null,null,"Please Select"]
[null,186,null,null,null,null,"Please Select"]
[null,187,null,null,null,null,"Please Select"]
[null,188,null,null,null,null,"Please Select"]
[null,189,null,null,null,null,"Please Select"]
[null,190,null,null,null,null,"Please Select"]
[null,191,null,null,null,null,"Please Select"]
[null,192,null,null,null,null,"Please Select"]
[null,193,null,null,null,null,"Please Select"]
[null,194,null,null,null,null,"Please Select"]
[null,195,null,null,null,null,"Please Select"]
[null,196,null,null,null,null,"Please Select"]
[null,197,null,null,null,null,"Please Select"]
[null,198,null,null,null,null,"Please Select"]
[null,199,null,null,null,null,"Please Select"]
[null,200,null,null,null,null,"Please Select"]
[null,201,null,null,null,null,"Please Select"]
[null,202,null,null,null,null,"Please Select"]
[null,203,null,null,null,null,"Please Select"]
[null,204,null,null,null,null,"Please Select"]
[null,205,null,null,null,null,"Please Select"]
[null,206,null,null,null,null,"Please Select"]
[null,207,null,null,null,null,"Please Select"]
[null,208,null,null,null,null,"Please Select"]
[null,209,null,null,null,null,"Please Select"]
[null,210,null,null,null,null,"Please Select"]
[null,211,null,null,null,null,"Please Select"]
[null,212,null,null,null,null,"Please Select"]
[null,213,null,null,null,null,"Please Select"]
[null,214,null,null,null,null,"Please Select"]
[null,215,null,null,null,null,"Please Select"]
[null,216,null,null,null,null,"Please Select"]
[null,217,null,null,null,null,"Please Select"]
[null,218,null,null,null,null,"Please Select"]
[null,219,null,null,null,null,"Please Select"]
[null,220,null,null,null,null,"Please Select"]
[null,221,null,null,null,null,"Please Select"]
[null,222,null,null,null,null,"Please Select"]
[null,223,null,null,null,null,"Please Select"]
[null,224,null,null,null,null,"Please Select"]
[null,225,null,null,null,null,"Please Select"]
[null,226,null,null,null,null,"Please Select"]
[null,227,null,null,null,null,"Please Select"]
[null,228,null,null,null,null,"Please Select"]
[null,229,null,null,null,null,"Please Select"]
[null,230,null,null,null,null,"Please Select"]
[null,231,null,null,null,null,"Please Select"]
[null,232,null,null,null,null,"Please Select"]
[null,233,null,null,null,null,"Please Select"]
[null,234,null,null,null,null,"Please Select"]
[null,235,null,null,null,null,"Please Select"]
[null,236,null,null,null,null,"Please Select"]
[null,237,null,null,null,null,"Please Select"]
[null,238,null,null,null,null,"Please Select"]
[null,239,null,null,null,null,"Please Select"]
[null,240,null,null,null,null,"Please Select"]
[null,241,null,null,null,null,"Please Select"]
[null,242,null,null,null,null,"Please Select"]
[null,243,null,null,null,null,"Please Select"]
[null,244,null,null,null,null,"Please Select"]
[null,245,null,null,null,null,"Please Select"]
[null,246,null,null,null,null,"Please Select"]
[null,247,null,null,null,null,"Please Select"]
[null,248,null,null,null,null,"Please Select"]
[null,249,null,null,null,null,"Please Select"]
[null,250,null,null,null,null,"Please Select"]
[null,251,null,null,null,null,"Please Select"]
[null,252,null,null,null,null,"Please Select"]
[null,253,null,null,null,null,"Please Select"]
[null,254,null,null,null,null,"Please Select"]
[null,255,null,null,null,null,"Please Select"]
[null,256,null,null,null,null,"Please Select"]
[null,257,null,null,null,null,"Please Select"]
[null,258,null,null,null,null,"Please Select"]
[null,259,null,null,null,null,"Please Select"]
[null,260,null,null,null,null,"Please Select"]
[null,261,null,null,null,null,"Please Select"]
[null,262,null,null,null,null,"Please Select"]
[null,263,null,null,null,null,"Please Select"]
[null,264,null,null,null,null,"Please Select"]
[null,265,null,null,null,null,"Please Select"]
[null,266,null,null,null,null,"Please Select"]
[null,267,null,null,null,null,"Please Select"]
[null,268,null,null,null,null,"Please Select"]
[null,269,null,null,null,null,"Please Select"]
[null,270,null,null,null,null,"Please Select"]
[null,271,null,null,null,null,"Please Select"]
[null,272,null,null,null,null,"Please Select"]
[null,273,null,null,null,null,"Please Select"]
[null,274,null,null,null,null,"Please Select"]
[null,275,null,null,null,null,"Please Select"]

{"sheet":"Cyber Risk Schedule","index":5,"n_rows":81,"n_cols":11,"rows_kept":81,"cut":false,"hidden":false,"merged":[[36,10,36,12],[1,1,1,3],[5,1,9,12],[11,1,12,12],[34,10,34,12],[35,10,35,12],[37,10,37,12],[38,10,38,12],[39,10,39,12],[44,2,44,7],[45,10,45,12],[66,2,66,7],[76,10,76,12],[77,10,77,12],[54,10,54,12],[55,10,55,12],[58,10,58,12],[65,2,65,7],[65,10,65,12]]}
[null,"SCHEDULE II - CYBER RISK MANAGEMENT"]
[null,{"$f":"'Company Information'!C3","v":"Enter Company Name"}]
[]
[null,"Technology Risk Guidance"]
[]
[null,"Technology risk is a key enterprise risk that entities in the financial sectors regulated by the Bermuda Monetary Authority (Authority or BMA) must manage. The questionnaire below is designed to assess technology risk, including information security, data protection and Information Technology (IT) or cyber security. The Authority expects that the board of directors of all licensed entities will have evaluated the aforementioned risks. These risks should be managed as part of an overall enterprise risk management process. This assessment is designed to assess technology risk controls. The IT or cyber security controls are grounded in the National Institute of Standards and Technology (NIST) Cybersecurity Framework. The assessment focuses on several areas, to include: governance, policies and procedures, ongoing training, critical/sensitive asset identification, protective measures, detection of anomalous activity, documented incident response plans and effective business recovery processes. "]
[]
[]
[]
[]
[]
[null,"The Authority recognises that there is no “one size fits all” approach to addressing these risks, as specific business circumstances may vary greatly from entity to entity. Each entity must assess their risks, create prudent policies and procedures to mitigate known risks, and ensure that the organisation is properly trained and equipped.\n"]
[]
[]
[null,"Broker or Agent's own cybersecurity and resilience capabilities"]
[null,"Select one response from the drop-down list. Where required/applicable, provide the relevant document indicating the document name and identifying the applicable page numbers. "]
[]
[null,"SECTION A - BUSINESS SUMMARY QUESTIONS",null,null,null,null,null,null,null,null,"Complete where prompted"]
[null,"Geographical details",null,null,null,null,null,null,"Responses"]
[null,1,"Is the company headquartered in Bermuda",null,null,null,null,null,"Select Yes/No"]
[null,{"$f":"B20+1","v":2},"Number of users located in Bermuda",null,null,null,null,null,"Select Amount"]
[null,{"$f":"B21+1","v":3},"Number of users globally ",null,null,null,null,null,"Select Amount"]
[null,4,"Do you have a data centre in Bermuda to host your servers",null,null,null,null,null,"Select Yes/No"]
[null,5,"Do you utilise a cloud hosting company to host your servers",null,null,null,null,null,"Select Yes/No"]
[null,6,"Does the organisation have cybersecurity insurance coverage (i.e., to cover internal risk from security incidents)",null,null,null,null,null,"Select Yes/No"]
[null,"Is the following data type stored/processed"]
[null,{"$f":"B25+1","v":7},"Do you collect/store/process personally identifiable information (PII) of your customers? examples include but are not limited to: customer name, email address, social security number",null,null,null,null,null,"Select Yes/No"]
[null,{"$f":"B27+1","v":8},"Payment card data (i.e., credit/debit card)",null,null,null,null,null,"Select Yes/No"]
[null,{"$f":"B28+1","v":9},"Is customer personal identifiable information collected/stored/processed by this entity on behalf of other entities ",null,null,null,null,null,"Select Yes/No"]
[null,"Are the following internet-facing services in place "]
[null,{"$f":"B29+1","v":10},"Brochureware (static content only)",null,null,null,null,null,"Select Yes/No"]
[null,{"$f":"B31+1","v":11},"Web applications",null,null,null,null,null,"Select Yes/No"]
[null,12,"Web applications that process (e.g., query, reference, capture, store, transmit) personal data or payment card data ",null,null,null,null,null,"Select Yes/No"]
[null,"Roles and responsibilities"]
[null,{"$f":"B33+1","v":13},"Is there a dedicated IT risk manager? If not, which job title holds this responsibility",null,null,null,null,null,"Select Yes/No",null,"Confirm role holder's name"]
[null,{"$f":"B35+1","v":14},"Is there a dedicated IT security manager? If not, which job title holds this responsibility",null,null,null,null,null,"Select Yes/No",null,"Confirm role holder's name"]
[null,{"$f":"B36+1","v":15},"Is there a dedicated IT disaster recovery manager? If not, which job title holds this responsibility",null,null,null,null,null,"Select Yes/No",null,"Confirm role holder's name"]
[null,{"$f":"B37+1","v":16},"Is there a dedicated business continuity manager? If not, which job title holds this responsibility",null,null,null,null,null,"Select Yes/No",null,"Confirm role holder's name"]
[null,{"$f":"B38+1","v":17},"Does the organisation have a designated data privacy officer",null,null,null,null,null,"Select Yes/No",null,"Confirm role holder's name"]
[null,{"$f":"B39+1","v":18},"Is there an annual IT audit plan in place (i.e., detailing any IT audit activity for the year) ",null,null,null,null,null,"Select Yes/No",null,"Date of last internal/external IT audit"]
[]
[null,"SECTION B - NIST CONTROL SUMMARY - Answer YES/NO"]
[null,"Identify",null,null,null,null,null,null,"Responses"]
[null,1,"Is there a cyber risk management programme in place (i.e., assessing all IT risk to include IT security risk)",null,null,null,null,null,"Select Yes/No"]
[null,{"$f":"B44+1","v":2},"Is the status of the cyber risk management programme communicated to the senior management team and the board of directors regularly",null,null,null,null,null,"Select Yes/No"]
[null,3,"Has a cyber risk policy (or cybersecurity policy) been approved by the board of directors and been updated annually",null,null,null,null,null,"Select Yes/No",null,"Specify name of relevant document & attach"]
[null,4,"Are the roles and responsibilities of each of the three lines of defence clearly defined",null,null,null,null,null,"Select Yes/No"]
[null,5,"Has the organisation performed an assessment of compliance against data protection regulatory requirements ",null,null,null,null,null,"Select Yes/No"]
[null,6,"Asset management - are physical devices, information systems and data within the organisation inventoried",null,null,null,null,null,"Select Yes/No"]
[null,7,"Has the organisation classified all data ",null,null,null,null,null,"Select Yes/No"]
[null,8,"Has a third-party security risk assessment been completed during the past year? i.e., to assess IT risks arising from third parties",null,null,null,null,null,"Select Yes/No"]
[null,"Protect"]
[null,9,"Is data that is classified as critical, encrypted in transit and at rest  ",null,null,null,null,null,"Select Yes/No"]
[null,{"$f":"B53+1","v":10},"Is there a formal process to ensure maintenance of software and hardware (i.e., patching and managing end-of-life technologies) ",null,null,null,null,null,"Select Yes/No"]
[null,11,"Is there a logical access management standard defining how systems access is verified, managed, revoked and audited ",null,null,null,null,null,"Select Yes/No",null,"Specify name of relevant document & attach"]
[null,12,"Do all staff complete cybersecurity training annually",null,null,null,null,null,"Select Yes/No",null,"Specify name of relevant document & attach"]
[null,13,"Has a penetration test been completed in the last year",null,null,null,null,null,"Select Yes/No"]
[null,14,"Has the company segregated the enterprise network into multiple, separate trust zones",null,null,null,null,null,"Select Yes/No"]
[null,15,"Is there a process detailing IT service management controls (i.e., change, release and configuration management)",null,null,null,null,null,"Select Yes/No",null,"Specify name of relevant document & attach"]
[null,16,"Does the company document and enforce security configuration standards of all network devices",null,null,null,null,null,"Select Yes/No"]
[null,"Detect"]
[null,{"$f":"B60+1","v":17},"Is there a process enabling the review of threat intelligence and vulnerability alerting data",null,null,null,null,null,"Select Yes/No"]
[null,{"$f":"B62+1","v":18},"Is there a process in place to monitor information systems and assets to identify cybersecurity events ",null,null,null,null,null,"Select Yes/No"]
[null,19,"Does the company centrally store and archive security event logs",null,null,null,null,null,"Select Yes/No"]
[null,"Respond"]
[null,{"$f":"B64+1","v":20},"Is there a documented security incident response plan in place, including internal and external communications and crisis management ",null,null,null,null,null,"Select Yes/No",null,"Specify name of relevant document & attach"]
[null,{"$f":"B66+1","v":21},"In the event of a major incident, is the company contracted to a \"4th line\" IT security expert service (e.g., a managed security services provider)  ",null,null,null,null,null,"Select Yes/No"]
[null,"Recover"]
[null,{"$f":"B67+1","v":22},"Has a test of the business continuity and IT disaster recovery plans been performed during the past 12 months ",null,null,null,null,null,"Select Yes/No"]
[null,{"$f":"B69+1","v":23},"Has the organisation been subject to a significant cyber incident during the past 12 months",null,null,null,null,null,"Select Yes/No"]
[]
[null,"SECTION C - Technical Security Controls - Answer YES/NO"]
[null,"Technical controls summary"]
[null,1,"Antivirus software is installed on all Microsoft operating system endpoints",null,null,null,null,null,"Select Yes/No"]
[null,{"$f":"B74+1","v":2},"Is there an endpoint Advanced Persistent Threat (APT) control in place ",null,null,null,null,null,"Select Yes/No"]
[null,3,"Are Data Loss Prevention (DLP) controls in place (i.e., to prevent unauthorised data leaving the enterprise)\n\n",null,null,null,null,null,"Select Yes/No"]
[null,4,"Is INTERNAL vulnerability scanning conducted (and what is the frequency)",null,null,null,null,null,"Select Yes/No",null,"Select Frequency"]
[null,{"$f":"B77+1","v":5},"Is EXTERNAL vulnerability scanning conducted (and what is the frequency)",null,null,null,null,null,"Select Yes/No",null,"Select Frequency"]
[null,{"$f":"B78+1","v":6},"Are there regular (six monthly minimum) firewall ruleset reviews",null,null,null,null,null,"Select Yes/No"]
[null,7,"Is there a network perimeter Intrusion Detection System/Intrusion Prevention System (IDS/IPS) control",null,null,null,null,null,"Select Yes/No"]
[null,8,"Is there Distributed Denial of Service defence in place for internet gateways",null,null,null,null,null,"Select Yes/No"]

{"sheet":"AML-ATF Questionnaire ","index":6,"n_rows":403,"n_cols":13,"rows_kept":403,"cut":false,"hidden":false,"merged":[[375,2,375,6],[25,0,25,1],[26,0,26,1],[27,0,27,1],[28,0,28,1],[29,0,29,1],[30,0,30,1],[31,0,31,1],[32,0,32,1],[33,0,33,1],[34,0,34,1],[2,2,2,3],[378,2,378,6],[54,2,54,6],[66,2,66,14],[68,4,68,8],[315,2,315,6],[317,2,317,6],[332,8,332,9],[333,8,333,9],[335,8,335,9],[336,8,336,9],[374,2,374,6],[30,3,30,4],[31,3,31,4],[32,3,32,4],[33,3,33,4],[404,2,406,11],[25,3,25,4],[26,3,26,4],[392,8,392,10],[398,2,398,5],[399,2,399,5],[49,2,50,10],[34,3,34,4],[27,3,27,4],[28,3,28,4],[29,3,29,4],[358,2,362,8],[400,2,400,5],[380,2,380,6],[383,2,383,6],[385,2,385,6]]}
[null,"SCHEDULE III - ANTI-MONEY LAUNDERING/ANTI-TERRORIST FINANCING QUESTIONNAIRE"]
[null,null,{"$f":"'Company Information'!C3","v":"Enter Company Name"}]
[null,null,"2021-12-31"]
[]
[null,null,"Does the Broker engage with direct long term insurance service provider? ",null,null,null,"Select Yes/No"]
[null,null,"If No, completing this portion of the Questionnaire is not required."]
[]
[null,null,"Section A - Client/Customer Numbers"]
[]
[null,null,"1. Total number of clients that are direct long-term insurers?"]
[]
[null,null,"2. Do you risk rate clients for money laundering/terrorist financing (ML/TF) risk?",null,null,null,"Select Yes/No"]
[]
[null,null,"3. If yes, the number of clients in the following risk assessment category—"]
[null,null,null,null,null,null,"Number of Clients"]
[null,null,null,null,"Low Risk"]
[null,null,null,null,"Medium Risk"]
[null,null,null,null,"High Risk"]
[null,null,null,null,"Unknown"]
[null,null,null,null,"Total",null,{"$f":"SUM(G16:G19)","v":0}]
[]
[null,null,"Section B - Products/Services"]
[]
[null,null,"   1. Please list the names of direct long-term insurers",null,null,null,"Long-Term",null,"General Business Class"]
[null,null,"Reg#","Name of Insurer",null,null,"Classes",null,"If Applicable"]
[1,null,null,null,null,null,"(please select)",null,"(please select)"]
[2,null,null,null,null,null,"(please select)",null,"(please select)"]
[3,null,null,null,null,null,"(please select)",null,"(please select)"]
[4,null,null,null,null,null,"(please select)",null,"(please select)"]
[5,null,null,null,null,null,"(please select)",null,"(please select)"]
[6,null,null,null,null,null,"(please select)",null,"(please select)"]
[7,null,null,null,null,null,"(please select)",null,"(please select)"]
[8,null,null,null,null,null,"(please select)",null,"(please select)"]
[9,null,null,null,null,null,"(please select)",null,"(please select)"]
[10,null,null,null,null,null,"(please select)",null,"(please select)"]
[]
[null,null,"1.1 In your role as a broker, are you relied on to perform customer due diligence for any external parties?",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"2. Do you handle any client assets?",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"2.1  Please report mechanism(s) used by the company to receive and pay out funds from clients (select from the dropdown menu)"]
[null,null,null,"             Funds are received:",null,null,null,null,"Funds are paid out:"]
[null,null,null,"        2.1.1  In cash ","(please select)",null,null,"2.1.6 In cash ",null,null,"(please select)"]
[null,null,null,"        2.1.2 By cheque ","(please select)",null,null,"2.1.7 By cheque ",null,null,"(please select)"]
[null,null,null,"        2.1.3 By bank transfer ","(please select)",null,null,"2.1.8. By bank transfer ",null,null,"(please select)"]
[null,null,null,"        2.1.4 By other means ","(please select)",null,null,"2.1.9 By other means ",null,null,"(please select)"]
[null,null,null,"        2.1.5 Digital assets","(please select)",null,null,"2.1.10 Digital assets",null,null,"(please select)"]
[]
[null,null,"If you have answered 'Yes', to 2.1.4 and or 2.1.9 please specify the means utilised "]
[]
[]
[]
[null,null,"Section C - Delivery Channel"]
[]
[null,null,"1. The number of customers onboarded by each of the following methods—"]
[null,null,null,null,"# of clients onboarded in the last 12 months"]
[null,null,null,"Face to face with clients"]
[null,null,null,"Via intermediary"]
[null,null,null,"By phone, email, fax or post"]
[null,null,null,"Remotely (via video conferencing) "]
[null,null,null,"Other (provide examples)"]
[null,null,null,"Total",{"$f":"SUM(E57:E61)","v":0}]
[]
[null,null,"Section D - Geography (including sub-sections for customer, transactions and politically exposed persons (PEPs))"]
[]
[]
[null,null,"1. Country of residence of Ultimate Beneficial Owners (UBO) of client/customer"]
[null,null,"Zones listed below are in accordance with the BSCR under the Zone Categorisation and BSCR Rating Schedule"]
[null,null,null,null,"Number of UBOs"]
[null,null,null,"Country of Residence","Number of Clients",null,"Number of PEPs"]
[null,null,null,"of UBOs"]
[null,null,null,"Afghanistan"]
[null,null,null,"Aland Islands"]
[null,null,null,"Albania"]
[null,null,null,"Algeria"]
[null,null,null,"American Samoa"]
[null,null,null,"Andorra"]
[null,null,null,"Angola"]
[null,null,null,"Anguilla"]
[null,null,null,"Antigua and Barbuda"]
[null,null,null,"Argentina"]
[null,null,null,"Armenia"]
[null,null,null,"Aruba"]
[null,null,null,"Australia"]
[null,null,null,"Austria"]
[null,null,null,"Azerbaijan"]
[null,null,null,"Bahamas"]
[null,null,null,"Bahrain"]
[null,null,null,"Bangladesh"]
[null,null,null,"Barbados"]
[null,null,null,"Belarus"]
[null,null,null,"Belgium"]
[null,null,null,"Belize"]
[null,null,null,"Benin"]
[null,null,null,"Bermuda"]
[null,null,null,"Bhutan"]
[null,null,null,"Bolivia (Plurinational State of)"]
[null,null,null,"Bonaire, Sint Eustatius and Saba"]
[null,null,null,"Bosnia and Herzegovina"]
[null,null,null,"Botswana"]
[null,null,null,"Brazil"]
[null,null,null,"British Virgin Islands"]
[null,null,null,"Brunei Darussalam"]
[null,null,null,"Bulgaria"]
[null,null,null,"Burkina Faso"]
[null,null,null,"Burundi"]
[null,null,null,"Cabo Verde (Cape Verde) "]
[null,null,null,"Cambodia"]
[null,null,null,"Cameroon"]
[null,null,null,"Canada"]
[null,null,null,"Cayman Islands"]
[null,null,null,"Central African Republic"]
[null,null,null,"Chad"]
[null,null,null,"Chile"]
[null,null,null,"China"]
[null,null,null,"China, Hong Kong SAR"]
[null,null,null,"China, Macao SAR "]
[null,null,null,"Colombia"]
[null,null,null,"Comoros"]
[null,null,null,"Congo"]
[null,null,null,"Cook Islands"]
[null,null,null,"Costa Rica"]
[null,null,null,"Cote d' Ivoire"]
[null,null,null,"Croatia"]
[null,null,null,"Cuba"]
[null,null,null,"Curacao"]
[null,null,null,"Cyprus"]
[null,null,null,"Czech Republic"]
[null,null,null,"Democratic People's Republic of Korea (North Korea) "]
[null,null,null,"Democratic Republic of the Congo"]
[null,null,null,"Denmark"]
[null,null,null,"Djibouti"]
[null,null,null,"Dominica"]
[null,null,null,"Dominican Republic"]
[null,null,null,"Ecuador"]
[null,null,null,"Egypt"]
[null,null,null,"El Salvador"]
[null,null,null,"Equatorial Guinea"]
[null,null,null,"Eritrea"]
[null,null,null,"Estonia"]
[null,null,null,"Eswatini (Kingdom of Swaziland)"]
[null,null,null,"Ethiopia"]
[null,null,null,"Falkland Islands"]
[null,null,null,"Faroe Islands"]
[null,null,null,"Fiji"]
[null,null,null,"Finland"]
[null,null,null,"France"]
[null,null,null,"French Guiana"]
[null,null,null,"French Polynesia"]
[null,null,null,"Gabon"]
[null,null,null,"Gambia (Republic of The) "]
[null,null,null,"Georgia"]
[null,null,null,"Germany"]
[null,null,null,"Ghana"]
[null,null,null,"Gibraltar"]
[null,null,null,"Greece"]
[null,null,null,"Greenland"]
[null,null,null,"Grenada"]
[null,null,null,"Guadeloupe"]
[null,null,null,"Guam"]
[null,null,null,"Guatemala"]
[null,null,null,"Guernsey"]
[null,null,null,"Guinea"]
[null,null,null,"Guinea-Bissau"]
[null,null,null,"Guyana"]
[null,null,null,"Haiti"]
[null,null,null,"Holy See "]
[null,null,null,"Honduras"]
[null,null,null,"Hungary"]
[null,null,null,"Iceland"]
[null,null,null,"India"]
[null,null,null,"Indonesia"]
[null,null,null,"Iran (Islamic Republic of) "]
[null,null,null,"Iraq"]
[null,null,null,"Ireland "]
[null,null,null,"Isle of Man"]
[null,null,null,"Israel"]
[null,null,null,"Italy"]
[null,null,null,"Jamaica "]
[null,null,null,"Japan"]
[null,null,null,"Jersey"]
[null,null,null,"Jordan"]
[null,null,null,"Kazakhstan"]
[null,null,null,"Kenya"]
[null,null,null,"Kiribati"]
[null,null,null,"Kuwait"]
[null,null,null,"Kyrgyzstan"]
[null,null,null,"Lao People's Democratic Republic"]
[null,null,null,"Latvia"]
[null,null,null,"Lebanon"]
[null,null,null,"Lesotho"]
[null,null,null,"Liberia"]
[null,null,null,"Libya"]
[null,null,null,"Liechtenstein"]
[null,null,null,"Lithuania"]
[null,null,null,"Luxembourg"]
[null,null,null,"Madagascar"]
[null,null,null,"Malawi"]
[null,null,null,"Malaysia"]
[null,null,null,"Maldives"]
[null,null,null,"Mali"]
[null,null,null,"Malta"]
[null,null,null,"Marshall Islands"]
[null,null,null,"Martinique"]
[null,null,null,"Mauritania"]
[null,null,null,"Mauritius"]
[null,null,null,"Mayotte"]
[null,null,null,"Mexico"]
[null,null,null,"Micronesia (Federated States of) "]
[null,null,null,"Monaco"]
[null,null,null,"Mongolia"]
[null,null,null,"Montenegro"]
[null,null,null,"Montserrat"]
[null,null,null,"Morocco"]
[null,null,null,"Mozambique"]
[null,null,null,"Myanmar"]
[null,null,null,"Namibia"]
[null,null,null,"Nauru"]
[null,null,null,"Nepal"]
[null,null,null,"Netherlands"]
[null,null,null,"New Caledonia"]
[null,null,null,"New Zealand"]
[null,null,null,"Nicaragua"]
[null,null,null,"Niger"]
[null,null,null,"Nigeria"]
[null,null,null,"Niue"]
[null,null,null,"Norfolk Island"]
[null,null,null,"North Macedonia "]
[null,null,null,"Northern Mariana Islands"]
[null,null,null,"Norway"]
[null,null,null,"Oman"]
[null,null,null,"Pakistan"]
[null,null,null,"Palau"]
[null,null,null,"Panama"]
[null,null,null,"Papua New Guinea"]
[null,null,null,"Paraguay"]
[null,null,null,"Peru"]
[null,null,null,"Philippines"]
[null,null,null,"Pitcairn"]
[null,null,null,"Poland"]
[null,null,null,"Portugal"]
[null,null,null,"Puerto Rico "]
[null,null,null,"Qatar"]
[null,null,null,"Republic of Korea (South Korea) "]
[null,null,null,"Republic of Moldova"]
[null,null,null,"Reunion"]
[null,null,null,"Romania"]
[null,null,null,"Russian Federation"]
[null,null,null,"Rwanda"]
[null,null,null,"Saint Barthelemy (St. Barts) "]
[null,null,null,"Saint Helena"]
[null,null,null,"Saint Kitts and Nevis "]
[null,null,null,"Saint Lucia "]
[null,null,null,"Saint Martin "]
[null,null,null,"Saint Pierre and Miquelon"]
[null,null,null,"Saint Vincent and The Grenadines "]
[null,null,null,"Samoa"]
[null,null,null,"San Marino"]
[null,null,null,"Sao Tome and Principe"]
[null,null,null,"Sark"]
[null,null,null,"Saudi Arabia"]
[null,null,null,"Senegal"]
[null,null,null,"Serbia"]
[null,null,null,"Seychelles"]
[null,null,null,"Sierra Leone"]
[null,null,null,"Singapore"]
[null,null,null,"Sint Maarten"]
[null,null,null,"Slovakia"]
[null,null,null,"Slovenia"]
[null,null,null,"Solomon Islands"]
[null,null,null,"Somalia"]
[null,null,null,"South Africa"]
[null,null,null,"South Sudan"]
[null,null,null,"Spain"]
[null,null,null,"Sri Lanka"]
[null,null,null,"State of Palestine "]
[null,null,null,"Sudan"]
[null,null,null,"Suriname"]
[null,null,null,"Svalbard, Jan Mayen"]
[null,null,null,"Sweden"]
[null,null,null,"Switzerland"]
[null,null,null,"Syrian Arab Republic "]
[null,null,null,"Taiwan"]
[null,null,null,"Tajikistan"]
[null,null,null,"Thailand"]
[null,null,null,"Timor-Leste"]
[null,null,null,"Togo"]
[null,null,null,"Tokelau"]
[null,null,null,"Tonga"]
[null,null,null,"Trinidad and Tobago"]
[null,null,null,"Tunisia"]
[null,null,null,"Turkey"]
[null,null,null,"Turkmenistan"]
[null,null,null,"Turks & Caicos Islands"]
[null,null,null,"Tuvalu"]
[null,null,null,"Uganda"]
[null,null,null,"Ukraine"]
[null,null,null,"United Arab Emirates"]
[null,null,null,"United Kingdom of Great Britan and Northern Ireland "]
[null,null,null,"United Republic of Tanzania"]
[null,null,null,"United States of America"]
[null,null,null,"Uruguay"]
[null,null,null,"US Virgin Islands"]
[null,null,null,"Uzbekistan"]
[null,null,null,"Vanuatu"]
[null,null,null,"Venezuela, Bolivarian Republic of "]
[null,null,null,"Vietnam "]
[null,null,null,"Wallis & Futuna Islands"]
[null,null,null,"Western Sahara"]
[null,null,null,"Yemen"]
[null,null,null,"Zambia"]
[null,null,null,"Zimbabwe"]
[null,null,null,"Total",{"$f":"SUM(E72:E312)","v":0},null,{"$f":"SUM(G72:G312)","v":0}]
[]
[]
[null,null,"2. Do you identify PEPs?",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"3. Please confirm if the company performs transaction monitoring",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"Section F - Training/Personnel"]
[]
[null,null,"1. Please confirm if the company provides employees with training in relating to money laundering (“ML”) and terrorism financing (“TF”). ",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"If yes, confirm if:"]
[null,null,"(a) ML/TF training is included in the induction programme of new employees",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"(b) Is the ML/TF training provided specific to the business of the broker",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"(c) If no, is the ML/TF training of general application",null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"(d) The frequency that employees must undertake ML/TF training",null,null,null,null,null,null,null,null,null,"Select Years"]
[]
[null,null,"2. How many persons are employed by the company?"]
[null,null,null,"Full time"]
[null,null,null,"Part time"]
[]
[null,null,"2.1. Please confirm the name and work arrangement of your compliance officer ",null,null,null,null,"Name: ",null,null,null,null,"(please select)"]
[null,null,"    2.1.1. Please give the compliance officer's contact email address",null,null,null,null,"email:"]
[]
[null,null,"2.2. Please confirm the and name work arrangement of your reporting officer",null,null,null,null,"Name: ",null,null,null,null,"(please select)"]
[null,null,"    2.2.1. Please give the reporting officer's contact email address",null,null,null,null,"email:"]
[]
[null,null,"3.  Please indicate what actions are undertaken when recruiting staff"]
[null,null,null,"Verify name",null,null,null,null,"(please select)"]
[null,null,null,"Verify residential address",null,null,null,null,"(please select)"]
[null,null,null,"Check if the individual should be considered as PEP",null,null,null,null,"(please select)"]
[null,null,null,"Check individual against sanctions lists",null,null,null,null,"(please select)"]
[null,null,null,"Check for any negative press against the individual",null,null,null,null,"(please select)"]
[null,null,null,"Confirm employment history",null,null,null,null,"(please select)"]
[null,null,null,"Confirm references",null,null,null,null,"(please select)"]
[null,null,null,"Request details on any regulatory action taken against the individual",null,null,null,null,"(please select)"]
[null,null,null,"Request details of any criminal convictions",null,null,null,null,"(please select)"]
[]
[null,null,"4. Confirm if the company's compliance officer is a member of the senior management of the company",null,null,null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"Section G - AML/ATF Controls"]
[]
[null,null,"1. The company has AML/ATF controls that are specific for its business",null,null,null,null,null,"(please select)"]
[null,null,"2. The company has AML/ATF controls that are specific for all other serviced entities",null,null,null,null,null,"(please select)"]
[null,null,"3. The company has other specific AML/ATF controls ",null,null,null,null,null,"(please select)"]
[]
[null,null,"If you have answered 'Yes' to 3. please describe briefly these AML/ATF controls"]
[]
[]
[]
[]
[]
[]
[null,null,"4. Please confirm the frequency with which it rates its AML/ATF risks.",null,null,null,null,null,"Select Years"]
[]
[null,null,"5. Whether senior management approval is required to approve new business, if the client has been risk rated as— "]
[null,null,null,null,"Low",null,"Medium",null,"High"]
[null,null,null,null,"Select Yes/No",null,"Select Yes/No",null,"Select Yes/No"]
[]
[null,null,"6. If senior management approval is required to retain an existing client, if the client’s risk rating has changed to—"]
[null,null,null,null,"Low",null,"Medium",null,"High"]
[null,null,null,null,"Select Yes/No",null,"Select Yes/No",null,"Select Yes/No"]
[]
[null,null,"7. Please confirm if the policies and procedure manuals of the company relating to AML/ATF are in line with all applicable laws and regulations",null,null,null,null,null,"Select Yes/No"]
[null,null,"7.1 Please confirm the frequency for which the company's  AML/ATF policies and procedures are reviewed",null,null,null,null,null,"Select Years"]
[null,null,"(please attach a copy of the AML/ATF policies and procedure if they have been updated in the last 12 months to the Attachments tab)"]
[]
[null,null,"8. The date the company last performed an entity-wide AML/ATF risk assessment"]
[]
[null,null,"9. The date the company last conducted an independent audit of its AML/ATF program"]
[null,null,"    (please attach a copy of the latest independent audit to the Attachments tab)"]
[]
[null,null,"10. The date of the last compliance/reporting officer report on the operation and effectiveness of the company AML/ATF policies, procedures and controls"]
[null,null," "]
[null,null,"11. Does the company document the ML/TF risks associated with a product/service prior to launch",null,null,null,null,null,"Select Yes/No"]
[]
[null,null,"Section H - Company Data"]
[]
[null,null,"1. Company Data"]
[null,null,"1.1. Is the company a part of group?",null,null,null,null,null,"(please select)"]
[null,null,null,null,null,null,null,null,"Entity Name",null,null,null,"RoC #"]
[null,null,"       1.1.1. If yes, please provide name of the group and Registrar of Companies number (where relevant)."]
[]
[null,null,"1.2 Is the company listed on a stock exchange?",null,null,null,null,null,"(please select)"]
[]
[null,null,"If yes, please list the name of the exchange:"]
[]
[]
[]
[]
[]
[null,null,"Please include any additional information/comments which you think might be relevant to this exercise?"]

{"sheet":"Corporate Governance","index":7,"n_rows":88,"n_cols":13,"rows_kept":88,"cut":false,"hidden":false,"merged":[[83,2,83,12],[85,3,85,11],[86,3,86,11],[87,3,87,11],[76,3,76,11],[77,3,77,11],[78,3,78,11],[79,3,79,11],[80,3,80,11],[81,3,81,11],[75,3,75,11],[60,3,60,11],[61,3,61,11],[63,2,63,12],[65,3,65,11],[66,3,66,11],[67,3,67,11],[68,3,68,11],[69,3,69,11],[71,2,71,12],[73,3,73,11],[74,3,74,11],[59,3,59,11],[41,3,41,11],[42,3,42,11],[44,2,44,12],[46,3,46,11],[47,3,47,11],[48,3,48,11],[49,3,49,11],[55,2,55,12],[56,2,56,11],[57,3,57,11],[58,3,58,11],[40,3,40,11],[27,3,27,11],[28,3,28,11],[29,3,29,11],[30,3,30,11],[32,2,32,12],[34,3,34,11],[35,3,35,11],[36,3,36,11],[37,3,37,11],[38,3,38,11],[39,3,39,11],[26,3,26,11],[13,3,13,11],[14,3,14,11],[15,3,15,11],[16,3,16,11],[17,3,17,11],[18,3,18,11],[19,3,19,11],[20,3,20,11],[21,3,21,11],[22,3,22,11],[24,2,24,12],[12,3,12,11],[2,2,2,3],[8,2,8,12],[9,2,9,11],[10,3,10,11],[11,3,11,11]]}
[null,"SCHEDULE III - CORPORATE GOVERNANCE"]
[null,null,{"$f":"'Company Information'!C3","v":"Enter Company Name"}]
[null,null,{"$f":"'AML-ATF Questionnaire '!C3","v":"2021-12-31"}]
[]
[null,null,"Section I - Corporate Governance"]
[]
[null,null,"If the broker/agent is a company please complete this section. Otherwise, proceed to Section J. (If a question is not applicable, then select \"No\")"]
[]
[null,null,"Corporate Governance"]
[null,null,"The Broker/Agent shall confirm the following information (to the best of its knowledge and belief) as at the reporting period:",null,null,null,null,null,null,null,null,null,"Please select from the dropdown menu:"]
[null,null,1,"Whether the powers, roles, responsibilities and accountabilities between the Board of the Broker/Agent  and senior management are clearly defined, segregated and understood.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,2,"That the Broker/Agent reviews and monitors the structure, size and composition of the Board and recommends improvements to ensure its compliance with the applicable laws, regulations, listing rules and Broker/Agent’s policies. ",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,3,"That the Audit and Risk Management Committee of the Board or any related Board committee, assists the Board in fulfilling its oversight function through the review and evaluation of the (a) financial reporting process and (b) adequacy and effectiveness of the system of internal controls; including financial reporting and IT security controls. ",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,4,"Confirmation that the Board receives sufficient AML/ATF information to assess and understand the senior executive’s process for evaluating the Broker/Agent's system of internal controls.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,5,"Whether the Board ensures that the Broker/Agent complies with all relevant laws and regulations and endeavours to adopt best business practices.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,6,"That the Board and senior management declare any personal dealings to human resources and the Compliance department when applicable or required.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,7,"That the Board provides oversight to the Broker/Agent with regard to enterprise risk management and (a) identifies key risk areas and key performance indicators and (b) monitors these factors with due diligence.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,8,"Whether Board members ensure there is appropriate oversight by the senior management that is consistent with the Broker/Agent's policies and procedures.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,9,"Whether the Board sets and enforces clear lines of responsibility and accountability throughout the organisation.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,10,"That at least annually the Board monitors the senior management’s compliance with policies set by the Board and its performance based on approved targets and objectives.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,11,"That the Board receives advice on all major financing transactions, principal agreements and capitalisation requiring Board approval and makes appropriate recommendations for their consideration.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,12,"Whether the compliance and audit function are independent of all operational and business functions as far as practicable and have direct lines of communication to the senior management.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,13,"That the Broker/Agent has instituted policies or procedures to provide for the Senior Compliance Officer to have regular contact with and direct access to the senior management.",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Employee  Integrity"]
[]
[null,null,14,"Whether the Broker/Agent has established, and maintains and operates, appropriate procedures in order to be satisfied of the integrity of new employees.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,15,"That appropriate mechanisms have been established to ensure the protection of relevant employees of the Broker/Agent to report suspicious transactions and other actions to comply with AML/ATF obligations.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,16,"That adequate procedures or management information systems are in place to provide relevant employees with timely information which may include information regarding connected accounts or relationships.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,17,"Whether adequate procedures or document information systems are in place to ensure relevant legal obligations are understood and practiced by relevant employees and adequate guidance and training is provided by the Broker/Agent to employees.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,18,"Whether incidences of financial crime committed by relevant employees (e.g., theft, fraud) is low.",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Employee  Knowledge"]
[]
[null,null,19,"That all relevant employees are aware of the identity of the Reporting Officer and how to report suspicious activity.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,20,"Whether training programmes include the AML/ATF risks of the Broker/Agent.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,21,"Whether the Broker/Agent has an appropriate number of suitably trained employees and other resources necessary to implement and operate its AML/ATF programme.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,22,"Whether relevant employees fully comply with all AML/ATF procedures in respect of customer identification, account monitoring, record keeping and reporting.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,23,"That relevant employees are expected to remain vigilant to the possibility of ML/TF.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,24,"Whether relevant employees who violate any of the AML/ATF regulations and/or policies and procedures outlined in the Broker/Agent’s handbook will be subject to disciplinary action.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,25,"That all relevant employees are required to (at least annually) undertake training to ensure that their knowledge of AML/ATF laws, policies and procedure is current.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,26,"Whether relevant employees are updated on ML/TF schemes and typologies on a regular basis.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,27,"That employees are required to declare personal dealings relevant in the jurisdictions that the Broker/Agent operates in on a regular basis (at least annually).",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Employee  Compliance"]
[]
[null,null,28,"Whether the Broker/Agent ensures that the Senior Compliance Officer is the focal point for the oversight of all activities relating to the prevention and detection of ML/TF.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,29,"That the Senior Compliance Officer is fully conversant and trained in up-to-date regulatory requirements and ML/TF risks arising from the Broker/Agent’s business.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,30,"That the Board monitors compliance with corporate governance regulations and guidelines.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,31,"Whether the Board supports the senior management’s scope of AML/ATF internal control assessment and receives regular (at least annually) reports from the senior management.",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Section J - Corporate Governance"]
[]
[null,null,"This section is to be completed by Broker/Agenta who are partnerships, sole proprietorships or individuals. (If a question is not applicable, then select \"No\")"]
[]
[null,null,"Corporate Governance"]
[null,null,"The Broker/Agent shall confirm the following information (to the best of its knowledge and belief) as at the reporting period:",null,null,null,null,null,null,null,null,null,"Please select from the dropdown menu:"]
[null,null,1,"The Broker/Agent reviews and monitors its structure, size and composition and recommends improvements to ensure its compliance to the applicable laws, regulations and policies. ",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,2,"The  Broker/Agent has an effective oversight function through the review and evaluation of the financial reporting process and adequacy and effectiveness of the system of internal controls, including financial reporting control and IT security. ",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,3,"The Broker/Agent complies with all relevant laws and regulations and endeavours to adopt best business practices.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,4,"A qualified party provides oversight with regard to enterprise risk management and identifies key risk areas and key performance indicators and monitor these factors with due diligence.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,5,"The compliance and audit function are independent of all operational and business functions as far as practicable.",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Employee  Integrity"]
[]
[null,null,6,"The Broker/Agent establishes, maintains and operates appropriate procedures in order to be satisfied of the integrity of any new employees.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,7,"There are appropriate mechanisms that ensure the protection of the Broker/Agent’s staff for reporting suspicious transactions and other actions to comply with AML/ATF obligations.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,8,"There are adequate procedures or management information systems in place to provide relevant staff with timely information that might include any information on any connected accounts or relationships.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,9,"There are adequate procedures or management information systems in place to ensure relevant legal obligations are well understood by staff and adequate guidance and training is provided.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,10,"The incidence of integrity failure (e.g., theft, fraud) involving the Broker/Agent’s staff is low.",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Employee  Knowledge (to be completed where the Broker/Agent has employees)"]
[]
[null,null,11,"All staff know the identity of the AML/ATF Compliance Officer and Reporting Officer and how to report suspicious activities.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,12,"Training programmes are designed to cover the AML/ATF risks of the Broker/Agent in order to ensure that all appropriate staff members are trained.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,13,"The Broker/Agent has an appropriate number of suitably trained staff and other resources necessary to implement and operate its AML/ATF programme.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,14,"Staff comply fully with all AML procedures in respect of customer identification, account monitoring, record keeping and reporting.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,15,"Staff remain vigilant to the possibility of ML/TF.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,16,"Staff who violate any of the AML/ATF regulations or the policies and procedures outlined in the handbook will be subject to disciplinary action.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,17,"All staff members are required to undergo refresher training to ensure that their knowledge of AML/ATF laws, policies and procedures is current (at least annually).",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,18,"Staff are updated on ML/TF schemes and typologies on a regular basis.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,19,"Staff are required to declare their personal dealings on a regular basis (at least annually).",null,null,null,null,null,null,null,null,"(please select)"]
[]
[null,null,"Employee  Compliance"]
[]
[null,null,20,"The Broker/Agent ensures that the Compliance Officer is the focal point for the oversight of all activities relating to the prevention and detection of ML/TF.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,21,"The Compliance Officer is fully conversant in regulatory requirements and AML/ATF risks arising from the business.",null,null,null,null,null,null,null,null,"(please select)"]
[null,null,22,"The Broker/Agent monitors compliance with corporate governance regulations and guidelines.",null,null,null,null,null,null,null,null,"(please select)"]

{"sheet":"SAR & Sanc. (All)","index":8,"n_rows":51,"n_cols":15,"rows_kept":51,"cut":false,"hidden":false,"merged":[[48,2,48,5],[48,6,48,9],[52,1,54,10],[45,2,45,5],[45,6,45,9],[46,2,46,5],[46,6,46,9],[47,2,47,5],[47,6,47,9],[36,1,36,12],[38,1,38,12],[40,1,40,9],[42,1,42,9],[44,2,44,5],[44,6,44,9],[34,1,34,12],[7,2,7,6],[9,2,9,7],[13,2,13,7],[16,2,16,7],[29,1,31,10]]}
[null,"SCHEDULE IV - SUSPICIOUS ACTIVITY REPORTING AND SANCTIONS QUESTIONNAIRE"]
[null,{"$f":"'Company Information'!C3","v":"Enter Company Name"}]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,"SAR & Sanctions "]
[]
[null,"All Brokers/Agents shall be required to complete the questions set out in the Suspicious Activity Reporting and Sanctions Schedule (on a unconsolidated basis). "]
[null,null,"Section E - Reporting"]
[]
[null,null,"1. Is your company registered with GoAML at www.fia.bm",null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"1.1 If yes, under what name and when?"]
[]
[]
[null,null,"1.2 If you answered no to 1., do you have access to GoAML through another registration?",null,null,null,null,null,null,null,"Select Yes/No"]
[null,null,"1.3 Under what name and how are you connected?"]
[null,null,null,null,null,null,null,null,"`"]
[]
[null,null,"1.4 if you answered no to 1. and 1.2, who would file an SAR on your behalf?"]
[]
[]
[null,null,"2. How many SARs have been filed? "]
[]
[null,null,null,null,null,null,null,null,"Internal",null,"With FIA"]
[null,null,null,null,null,null,null,{"$f":"YEAR('AML-ATF Questionnaire '!C3)","v":2021},null,{"$f":"YEAR('AML-ATF Questionnaire '!C3)","v":2021}]
[null,null,null,null,null,null,null,2020,null,2020]
[null,null,null,null,null,null,null,2019,null,2019]
[null,null,null,null,null,null,null,2018,null,2018]
[null,null,null,null,null,null,null,"Total",{"$f":"SUM(I22:I25)","v":0},"Total",{"$f":"SUM(K22:K25)","v":0}]
[]
[]
[null,"Please include any additional information/comments which you think might be relevant to this exercise?"]
[]
[]
[]
[]
[]
[null,"1. Does the company screen insurers and beneficiaries (where relevant) to determine if they are subject to measures imposed under the Bermuda sanctions regime?",null,null,null,null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[]
[null,"2. Does the company screen employees to determine if they are subject to measures imposed under the Bermuda sanctions regime?",null,null,null,null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[]
[null,"3. Has the Company frozen any assets in the last 12 months under the Bermuda sanctions regime?",null,null,null,null,null,null,null,null,null,null,null,null,"Select Yes/No"]
[]
[null,"3.1 If yes, how many?"]
[]
[null,"3.2 Please provide the following details for those asset freezes from the consolidated list:"]
[]
[null,"Group ID","Name of the designated person as given on the consolidated list",null,null,null,"Name of the person/entity if owned/controlled by a designated person.",null,null,null,"Value of assets"]
[1]
[2]
[3]
[4]
[]
[null,"Please include any additional information/comments which you think might be relevant to this exercise?"]

{"sheet":"Attachments","index":9,"n_rows":13,"n_cols":12,"rows_kept":13,"cut":false,"hidden":false,"merged":[[7,1,7,4],[7,5,7,8],[12,1,12,4],[12,5,12,8],[8,1,8,4],[8,5,8,8],[9,1,9,4],[9,5,9,8],[10,1,10,4],[10,5,10,8],[11,1,11,4],[11,5,11,8],[6,1,6,4],[6,5,6,8],[3,1,3,4],[3,5,3,8],[4,1,4,4],[4,5,4,8],[5,1,5,4],[5,5,5,8]]}
[null,"BROKER & AGENT RETURN - ATTACHMENTS"]
[null,{"$f":"'Company Information'!C3","v":"Enter Company Name"}]
[]
[null,"Document Name",null,null,null,"File Name",null,null,null,"Attach","View","Remove"]
[1,"Management accounts",null,null,null,"<Attach file>",null,null,null,"Attach","View","Remove"]
[2,"Business plan for the next financial year",null,null,null,"<Attach file>",null,null,null,"Attach","View","Remove"]
[3,"Signed declaration",null,null,null,"<Attach file>",null,null,null,"Attach","View","Remove"]
[4,"Organisational chart",null,null,null,"<Attach file>",null,null,null,"Attach","View","Remove"]
[5,"AML/ATF independent audit",null,null,null,"<Attach file>",null,null,null,"Attach","View","Remove"]
[6,"AML/ATF policies and procedures \n(if updated in the last 12 months)",null,null,null,"<Attach file>",null,null,null,"Attach","View","Remove"]
[7,"Cyber Schedule Attachments",null,null,null,"<Attach file>",null,null,null,"Attach","View","Remove"]
[8,"Other Attachment",null,null,null,"<Attach file>",null,null,null,"Attach","View","Remove"]
[9,"Other Attachment",null,null,null,"<Attach file>",null,null,null,"Attach","View","Remove"]

{"sheet":"FileStorage","index":10,"n_rows":0,"n_cols":0,"rows_kept":0,"cut":false,"hidden":true,"merged":[]}

{"sheet":"Zones","index":11,"n_rows":122,"n_cols":9,"rows_kept":122,"cut":false,"hidden":true,"merged":[]}
["Geographical Zones"]
[]
[null,"Zone 1 - Central & Western Asia"]
[null,null,"Armenia",null,"Azerbaijan",null,"Bahrain",null,"Georgia"]
[null,null,"Iraq",null,"Israel",null,"Jordan",null,"Kazakhstan"]
[null,null,"Kuwait",null,"Kyrgyzstan",null,"Lebanon",null,"Oman"]
[null,null,"Palestinian",null,"Qatar",null,"Saudi Arabia",null,"Saudi Arab Republic"]
[null,null,"Tajikistan",null,"Turkey",null,"Turkmenistan",null,"United Arab Emirates"]
[null,null,"Uzbekistan",null,"Yemen"]
[]
[null,"Zone 2 - Eastern Asia"]
[null,null,"China",null,"Hong Kong",null,"Japan",null,"Macao"]
[null,null,"Mongolia",null,"North Korea",null,"South Korea",null,"Taiwan"]
[]
[null,"Zone 3 - South and South-Eastern Asia"]
[null,null,"Afghanistan",null,"Bangladesh",null,"Bhutan",null,"Brunei Darussalam"]
[null,null,"Cambodia",null,"India",null,"Indonesia",null,"Iran"]
[null,null,"Lao PDR",null,"Malaysia",null,"Maldives",null,"Myanmar"]
[null,null,"Nepal",null,"Pakistan",null,"Philippines",null,"Singapore"]
[null,null,"Sri Lanka",null,"Thailand",null,"Timor-Leste",null,"Vietnam"]
[]
[null,"Zone 4 - Oceania"]
[null,null,"American Samoa",null,"Australia",null,"Cook Islands",null,"Fiji"]
[null,null,"French Polynesia",null,"Guam",null,"Kiribati",null,"Marshall Islands"]
[null,null,"Micronesia",null,"Nauru",null,"New Caledonia",null,"New Zealand"]
[null,null,"Niue",null,"Norfolk Island",null,"N. Mariana Islands",null,"Palau"]
[null,null,"Papua New Guinea",null,"Pitcairn",null,"Samoa",null,"Solomon Islands"]
[null,null,"Tokelau",null,"Tonga",null,"Tuvalu",null,"Vanuatu"]
[null,null,"Wallis & Futuna Islands"]
[]
[null,"Zone 5 - Northern Africa"]
[null,null,"Algeria",null,"Benin",null,"Burkina Faso",null,"Cameroon"]
[null,null,"Cape Verde",null,"Central African Republic",null,"Chad",null,"Cote d' Ivoire"]
[null,null,"Egypt",null,"Gambia",null,"Ghana",null,"Guinea"]
[null,null,"Guinea-Bissau",null,"Liberia",null,"Libya",null,"Mali"]
[null,null,"Mauritania",null,"Morocco",null,"Niger",null,"Nigeria"]
[null,null,"Saint Helena",null,"Senegal",null,"Sierra Leone",null,"Sudan"]
[null,null,"Togo",null,"Tunisia",null,"Western Sahara"]
[]
[null,"Zone 6 - Southern Africa"]
[null,null,"Angola",null,"Botswana",null,"Burundi",null,"Democratic Republic of Congo"]
[null,null,"Comoros",null,"Djibouti",null,"Equatorial Guinea",null,"Eritrea"]
[null,null,"Ethiopia",null,"Gabon",null,"Kenya",null,"Lesotho"]
[null,null,"Madagascar",null,"Malawi",null,"Mauritius",null,"Mayotte"]
[null,null,"Mozambique",null,"Namibia",null,"Republic of Congo",null,"Reunion"]
[null,null,"Rwanda",null,"Sao Tome & Principe",null,"Seychelles",null,"Somalia"]
[null,null,"South Africa",null,"Swaziland",null,"Uganda",null,"United Republic of Tanzania"]
[null,null,"Zambia",null,"Zimbabwe"]
[]
[null,"Zone 7 - Eastern Europe"]
[null,null,"Belarus",null,"Bulgaria",null,"Czech Republic",null,"Hungary"]
[null,null,"Moldova",null,"Poland",null,"Romania",null,"Russian Federation"]
[null,null,"Slovakia",null,"Ukraine"]
[]
[null,"Zone 8 - Northern Europe"]
[null,null,"Aland Islands",null,"Channel Islands",null,"Denmark",null,"Estonia"]
[null,null,"Faeroe Islands",null,"Finland",null,"Guernsey",null,"Iceland"]
[null,null,"Republic of Ireland",null,"Isle of Man",null,"Jersey",null,"Latvia"]
[null,null,"Lithuania",null,"Norway",null,"Svalbard, Jan Mayen",null,"Sweden"]
[null,null,"United Kingdom"]
[]
[null,"Zone 9 - Southern Europe"]
[null,null,"Albania",null,"Andorra",null,"Bosnia",null,"Croatia"]
[null,null,"Cyprus",null,"Gibraltar",null,"Greece",null,"Italy"]
[null,null,"fYR of Macedonia",null,"Malta",null,"Montenegro",null,"Portugal"]
[null,null,"San Marino",null,"Serbia",null,"Slovenia",null,"Spain"]
[null,null,"Vatican City"]
[]
[null,"Zone 10 - Western Europe"]
[null,null,"Austria",null,"Belgium",null,"France",null,"Germany"]
[null,null,"Liechtenstein",null,"Luxembourg",null,"Monaco",null,"Netherlands"]
[null,null,"Switzerland"]
[]
[null,"Zone 11 - Northern America (Excluding USA)"]
[null,null,"Canada",null,"Greenland",null,"St Pierre & Miquelon"]
[]
[null,"Zone 12 - Caribbean"]
[null,null,"Anguilla",null,"Antigua & Barbuda",null,"Aruba",null,"Bahamas"]
[null,null,"Barbados",null,"British Virgin Islands",null,"Cayman Islands",null,"Cuba"]
[null,null,"Dominica",null,"Dominican Republic",null,"El Salvador",null,"Grenada"]
[null,null,"Guadeloupe",null,"Haiti",null,"Montserrat",null,"Netherlands Antilles"]
[null,null,"Puerto Rico",null,"St-Barthelemy",null,"St Kitts & Nevis",null,"St Lucia"]
[null,null,"St Martin",null,"St Vincent",null,"Trinidad & Tobago",null,"Turks & Caicos Islands"]
[null,null,"US Virgin Islands",null,"Jamica"]
[]
[null,"Zone 13 - Eastern South America"]
[null,null,"Brazil",null,"Falkland Islands",null,"French Guiana",null,"Guyana"]
[null,null,"Paraguay",null,"Suriname",null,"Uruguay"]
[]
[null,"Zone 14 - Northern, Southern and Western South America"]
[null,null,"Argentina",null,"Bolivia",null,"Chile",null,"Colombia"]
[null,null,"Ecuador",null,"Peru",null,"Venezuela"]
[]
[null,"Zone 15 - North-East United States"]
[null,null,"Connecticut",null,"Delaware",null,"District of Columbia",null,"Maine"]
[null,null,"Maryland",null,"Massachusetts",null,"New Hampshire",null,"New Jersey"]
[null,null,"New York",null,"Pennsylvania",null,"Rhode Island",null,"Vermont"]
[]
[null,"Zone 16 - South-East United States"]
[null,null,"Alabama",null,"Arkansas",null,"Florida",null,"Georgia"]
[null,null,"Kentucky",null,"Louisiana",null,"Mississippi",null,"North Carolina"]
[null,null,"Puerto Rico",null,"South Carolina",null,"Tennessee",null,"Virginia"]
[null,null,"West Virigina"]
[]
[null,"Zone 17 - Mid-West United States"]
[null,null,"Illinois",null,"Indiana",null,"Iowa",null,"Kansas"]
[null,null,"Michigan",null,"Minnesota",null,"Missouri",null,"Nebraska"]
[null,null,"North Dakota",null,"Ohio",null,"Oklahoma",null,"South Dakota"]
[null,null,"Wisconsin"]
[]
[null,"Zone 18 - Western United States"]
[null,null,"Alaska",null,"Arizona",null,"California",null,"Colorado"]
[null,null,"Hawaii",null,"Idaho",null,"Montana",null,"Nevada"]
[null,null,"New Mexico",null,"Oregon",null,"Texas",null,"Utah"]
[null,null,"Washington",null,"Wyoming"]
[]
[null,"Zone 19 - Centeral America"]
[null,null,"Belize",null,"Costa Rica",null,"Guatemala",null,"Honduras"]
[null,null,"Mexico",null,"Nicaragua",null,"Panama"]
[]
[null,"Zone 20 - Bermuda"]
[null,null,"Bermuda"]

{"sheet":"Data Validation List","index":12,"n_rows":69,"n_cols":1,"rows_kept":69,"cut":false,"hidden":true,"merged":[]}
[]
[]
["(please select)"]
["Yes"]
["No"]
[]
[]
["(please select)"]
["Yes"]
["No"]
["N/A"]
[]
[]
["(please select)"]
["Yes"]
["No"]
["Don't Know"]
[]
[]
["(please select)"]
[2019]
[2018]
[2017]
[2016]
[2015]
[2014]
[2013]
[2012]
["Prior 2012"]
[]
[]
["(please select)"]
["Less than 1 year"]
["1 to 2 years"]
["2 to 5 years"]
["+5 years"]
[]
[]
["(please select)"]
["Yes"]
["No"]
["N/A"]
[]
[]
["(please select)"]
[2017]
[2016]
[2015]
[2014]
[2013]
[2012]
["Prior 2012"]
["N/A"]
[]
[]
["(please select)"]
["Class A"]
["Class B"]
["Class C"]
["Class D"]
["Class E"]
["Dual Licence"]
[]
[]
["(please select)"]
["Yes - Parent (regulated FI)"]
["Yes - Parent (non regulated FI)"]
["Yes - Subsidiary"]
["No"]